Selected for the Terner Labs Housing Venture Lab

5386 Ranch Road 1376 None #88, Fredericksburg, TX 78624

Active
Listed 80 days ago
Owner-Occupant Eligible
$409,900

About $1,835 a month to live here, after the rent from the other home.

Duplex397 sqft2 beds1 bathsListed Aug 24, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,835a month

The other home rents for $1,000. We hold back $150 of that for repairs and an empty month, and the rest goes toward a $2,685 monthly payment.

Income to qualify: about $59,000 a year

With how much down?

At 20% down ($81,980) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $56,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$14,347 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to Tiny Home #88—an elevated, fully upgraded retreat in the award-winning Firefly Resort in Fredericksburg, Texas. Perched on a premium hilltop lot, this stylish tiny home offers panoramic views, modern luxury, and resort-style amenities in the heart of Texas wine country. Inside, you’ll find vaulted wood ceilings, waterfall countertops, luxury vinyl plank flooring, a designer tile backsplash, and a full-size stainless steel appliance package including a farmhouse sink. The layout includes a main-floor queen bedroom, a spacious loft, and an open-concept living/kitchen area filled with natural light. Custom details, sleek finishes, and smart storage throughout make this home feel far from tiny. Enjoy the large covered front porch with ceiling fan—perfect for morning coffee or sunset wine. Outside, the property features a private sitting area and concrete parking pad with full utility hookups. Located in Firefly RV & Tiny Home Resort—named Texas’s #1 Luxury RV & Tiny Home Community—you’ll enjoy access to two resort pools (one heated with sunset views), a fully equipped clubhouse, live music, fire pits, food truck events, pickleball courts, mini golf, a dog park, and more. Whether you’re looking for a personal getaway, a high-performing short-term rental, or both—this turnkey home offers low maintenance, high design, and immediate income potential. Just minutes from wineries, restaurants, Wildseed Farms, Luckenbach, and Main Street Fredericksburg. Tiny Home #88 blends charm, comfort, and investment potential in one unforgettable package. Don’t miss your chance to own a piece of the Hill Country’s most sought-after community!

Duplex

Property Type

4,356 sqft

Lot Size

2023

Year Built

Listing Date: 08/24/2026

Listed by: Sandee Payne

Listing office: eXp Realty LLC

Contact: (254) 383-0623

Source: Unlock MLS #ACT3479953

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$409,900

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$409,900
Your Down Payment$81,980
Financed$327,920
Estimated Monthly Payment$2,685

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($81,980) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,685/month
Principal + Interest
$1,883
Property Taxes
$498
Home Insurance
$54
HOA$250
Rental Income (1 Unit)
$1,000/month

From the listing description.

Rental Expenses
-$150
Cost to live here
$1,835/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT3479953 · Listing office: eXp Realty LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.