
At 20% down, 30-year fixed. From 3.5% down.
About $5,844 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $798. We hold back $156 of that for repairs and an empty month, and the rest goes toward a $6,486 monthly payment.
Income to qualify: about $174,000 a year
With how much down?
At 20% down ($199,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $130,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$29,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Three blocks from Main Street in Fredericksburg's Historic District is the kind of address people spend years waiting for — and this one comes with a guest house. Walkable to Fredericksburg's wine tasting rooms, restaurants, boutique shops, live music venues, galleries, and Marktplatz, the location alone sets this property apart. But the house earns it. Inside, tall ceilings, hardwood floors, and large black-framed windows give the main house a clean, modern Hill Country feel without losing the character you'd expect from Historic District. At 1,729 square feet, the main house offers 2 bedrooms and 2½ baths. The primary bath has a walk-in shower with large soaker tub. The additional bathrooms are just as considered — quality fixtures, custom tile, nothing off-the-shelf. A new roof was installed in 2025, giving buyers peace of mind on one of a home's most important investments. Out back, a detached guest house sits in its own fenced yard shaded by mature trees. At 429 square feet, it offers 1 bedroom and 1 bath, along with a full living area and kitchenette — the kind of flexible space that works as a guest suite, home office, or studio. The main house currently holds an active Fredericksburg STR permit, making this a strong candidate for a vacation rental, short-term rental investment, or Hill Country second home. The outdoor living spaces — covered back porch, oversized deck, a large backyard, and a private courtyard off the primary suite — are a genuine surprise for a property this close to downtown Fredericksburg. Whether you're searching for a Fredericksburg home in the Historic District, a Texas Hill Country vacation property, or an income-producing STR investment, this one checks every box.
House + ADU
Property Type
12,001 sqft
Lot Size
1935
Year Built
Listing Date: 06/15/2026
Listed by: Tammy Pack
Listing office: eXp Realty-Absolute Charm Real
Contact: (830) 990-0079
Source: Unlock MLS #ACT2082743
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($199,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT2082743 · Listing office: eXp Realty-Absolute Charm Real
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.