Selected for the Terner Labs Housing Venture Lab

118 & 112 Creekside Villa Dr, Kyle, TX 78640

Active
Listed 80 days ago
Owner-Occupant Eligible
$475,000

About $1,797 a month to live here, after the rent from the other home.

Duplex2,854 sqft6 beds5 bathsListed Aug 24, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,797a month

The other home rents for $1,745. We hold back $262 of that for repairs and an empty month, and the rest goes toward a $3,280 monthly payment.

Income to qualify: about $75,000 a year

With how much down?

At 20% down ($95,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $65,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$16,625 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Motivated Seller! An ideal fit for investors deploying 1031 exchange funds seeking a stabilized, income-producing asset in one of Austin's fastest growing suburbs. Buyers with year-end tax planning goals may also find this an attractive vehicle for bonus depreciation benefits — consult your tax professional for details. Charming Kyle duplex generating $3,300/month in gross rental income when both units leased — Unit 118 ($1,650/mos and Unit 112 ($1,750/mos through April 2027). Turnkey investment with tenants in place, and separate electric, gas, and water meters to minimize owner expenses. Set in walking distance to the elementary school and convenient to I-35. Live the easy life in beautiful Kyle, TX! Excellent opportunity to purchase one or both sides of this income producing duplex. Each side encompasses 3 generous sized bedrooms and 2.5 baths. The layout is both open for entertaining and well designed for privacy. With fresh paint and new carpet upstairs, this unit is sure to attract tenants or live in one side while you lease the other. Step outback to catch the sunset on your covered patio and enjoy a large, fully fenced yard. Centrally located in Kyle, this home is convenient to San Marcos, South Austin, ABIA and Tesla Gigafactory. Do not miss this incredible investment opportunity!

Duplex

Property Type

8,146 sqft

Lot Size

2014

Year Built

Listing Date: 08/24/2026

Listed by: Leslie Spencer

Listing office: Moreland Properties

Contact: (512) 964-5708

Source: Unlock MLS #ACT8179852

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$475,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$475,000
Your Down Payment$95,000
Financed$380,000
Estimated Monthly Payment$3,280

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($95,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$3,280/month
Principal + Interest
$2,182
Property Taxes
$645
Home Insurance
$407
HOA$46
Rental Income (1 Unit)
$1,745/month

From leases in place.

Rental Expenses
-$262
Cost to live here
$1,797/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT8179852 · Listing office: Moreland Properties

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.