Active
2 units5 bd5 ba3,539 sqft
Cost to live here
$3,805/moafter $1,281/mo in rent
Income to qualify: about $124,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$699,000•House + ADU
7166 Newman Blvd, Kyle, TX 78640
459 E Ridge Ln, Kyle, TX 78640
Active
Listed 90 days agoOwner-Occupant Eligible
About $3,603 a month to live here, after the rent from the other home.
House + ADU3,149 sqft5 beds6 bathsListed Aug 14, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$3,603a month
The second home on the lot rents for $914. We hold back $137 of that for repairs and an empty month, and the rest goes toward a $4,380 monthly payment.
Income to qualify: about $114,000 a year
With how much down?
At 20% down ($127,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $83,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$19,050 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
MUST SEE!!! Recently completed in 2026, this thoughtfully designed custom home on one acre nestled at the end of a culdesac, offers the perfect blend of luxury, functionality, and flexibility. Filled with natural light, the spacious floor plan features a beautifully appointed kitchen with a large walk-in pantry, dedicated coffee bar, and generous living spaces designed for everyday living and entertaining. Expansive front and back porches invite you to relax and enjoy the peaceful surroundings, while attractive hardscaping enhances the home's curb appeal. The oversized backyard provides ample room to add the pool of your dreams. A standout feature is the detached garage and LARGE SHOP (finished in 2018), complete with a full bathroom and laundry area, PLUS a private guest apartment above. With its own separate entrance and porch, the apartment includes two bedrooms, two full bathrooms, a full kitchen, living and dining area, and its own laundry—making it ideal for multigenerational living, extended guests, rental income, or a private home office. RV pad and hookup located just outside the shop.
House + ADU
Property Type
43,996 sqft
Lot Size
2023
Year Built
Listing Date: 08/14/2026
Listed by: Esther Talley
Listing office: Olive Fox Properties Group LLC
Contact: (512) 364-7245
Source: Unlock MLS #ACT1427192
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$635,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$635,000
Your Down Payment$127,000
Financed$508,000
Estimated Monthly Payment$4,380
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($127,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$4,380/month
Principal + Interest
$3,046Property Taxes
$908Home Insurance
$426Rental Income (1 Unit)
$914/month
From the listing description.
Rental Expenses
-$137Cost to live hereCost to live here, after rent
$3,603/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT1427192 · Listing office: Olive Fox Properties Group LLC
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
