Selected for the Terner Labs Housing Venture Lab

123 S Kanaio Dr #A & B, Bastrop, TX 78602

Active
Listed 83 days ago
Owner-Occupant Eligible
$549,000

About $2,157 a month to live here, after the rent from the other home.

Duplex2,408 sqft6 beds4 bathsListed Aug 21, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,157a month

The other home rents for $1,644. We hold back $247 of that for repairs and an empty month, and the rest goes toward a $3,554 monthly payment.

Income to qualify: about $84,000 a year

With how much down?

At 20% down ($109,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $76,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$19,215 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Exceptional new construction duplex offering two identical, thoughtfully designed units—ideal for an owner-occupant or a savvy investor expanding their portfolio. Each unit boasts approximately 1,204 square feet of modern living space, featuring 3 bedrooms, 2 full bathrooms, durable luxury vinyl plank flooring throughout, and a 1-car attached, fully finished garage. Inside, an airy open-concept floor plan seamlessly connects the living, dining, and kitchen areas, elevated by custom wood accents, elegant wainscoting, and beautiful ceiling treatments. The well-appointed kitchen features quality cabinetry, sleek granite countertops, and high-end stainless steel appliances, complemented by matching granite counters in all bathrooms. The primary suite serves as a true retreat, offering impressive space, an ensuite bathroom, and abundant closet storage, while two secondary bedrooms share a stylish full bath. High-performance open-cell spray foam insulation ensures top-tier energy efficiency year-round. Step outside to a private covered back porch, perfect for relaxing or outdoor entertaining. Perfectly situated for a quick and convenient commute to Austin, Tesla, Samsung, and Austin-Bergstrom International Airport. The possibilities here are truly endless—live in one side and rent out the other to offset your mortgage, or lease both units for maximum cash flow!

Duplex

Property Type

8,364 sqft

Lot Size

2026

Year Built

Listing Date: 08/21/2026

Listed by: Chris Watters

Listing office: Watters International Realty

Contact: (737) 313-5275

Source: Unlock MLS #ACT4879776

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$549,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$549,000
Your Down Payment$109,800
Financed$439,200
Estimated Monthly Payment$3,554

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($109,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,554/month
Principal + Interest
$2,521
Property Taxes
$707
Home Insurance
$326
Rental Income (1 Unit)
$1,644/month

From the listing description.

Rental Expenses
-$247
Cost to live here
$2,157/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT4879776 · Listing office: Watters International Realty

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.