Selected for the Terner Labs Housing Venture Lab

193 4C Ranch Rd, Bastrop, TX 78602

Active
Listed 23 days ago
Owner-Occupant Eligible
$419,000

About $2,036 a month to live here, after the rent from the other home.

House + ADU1,168 sqft2 beds1 bathsListed Oct 20, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,036a month

The second home on the lot rents for $901. We hold back $162 of that for repairs and an empty month, and the rest goes toward a $2,775 monthly payment.

Income to qualify: about $69,000 a year

With how much down?

At 20% down ($83,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $55,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$12,570 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Super cool! Super quiet! Super ready for you! This 3.05-acre property sits at the end of a long driveway, at the end of a long road, far from the bustling sounds of busy life. Approximately one-third of the property is fenced off and preserved as a natural buffer, while the remaining two-thirds is cleared and maintained for comfortable country living. The property features two residences (one needs finishing), a carport, shed, chicken coop, pergola, and fire pit gathering area. Gorgeous trees, native landscaping, big skies, and plenty of room to roam! MAIN HOUSE is a recently renovated 2-story cabin from 1967. 1,104 sq ft, with much more space on the wraparound deck and native plantings in the beds. DOWNSTAIRS is 880 sq ft, heated and cooled by HVAC: primary bedroom, office, and living have vaulted ceilings while the full bathroom and kitchen have regular ceilings. The laundry area and refrigerator are on the screened-in porch, with an outdoor shower around the corner. UPSTAIRS is 224 sq ft, heated and cooled by a window unit: guest bedroom / open room with many windows and an exterior door to the expansive 2nd-story wraparound porch with panoramic views. GUEST HOUSE is 400 sq ft (estimated), heated and cooled by a mini-split: studio-style open room with a separate bathroom at the back. ALL NEW: metal roof, wood floors, wood walls, windows, french doors, loft, wraparound covered deck, septic system, electric, plumbing, water heater, and mini-split. Bring your finishing touches to the fixtures, kitchen and bathroom. Bathroom construction materials convey. Come experience the quiet cabin life in Lake Bastrop Ranchettes!

House + ADU

Property Type

132,989 sqft

Lot Size

1967

Year Built

Listing Date: 10/20/2026

Listed by: Kerry Fossler

Listing office: Keller Williams Realty

Contact: (713) 882-7218

Source: Unlock MLS #ACT9800094

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$419,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$419,000
Your Down Payment$83,800
Financed$335,200
Estimated Monthly Payment$2,775

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($83,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,775/month
Principal + Interest
$2,010
Property Taxes
$572
Home Insurance
$193
Rental Income (1 Unit)
$901/month

From the listing description.

Rental Expenses
-$162
Cost to live here
$2,036/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT9800094 · Listing office: Keller Williams Realty

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.