Selected for the Terner Labs Housing Venture Lab

2709 Geraghty Ave, Austin, TX 78757

Active
Listed 83 days ago
Owner-Occupant Eligible
$1,045,000

About $5,604 a month to live here, after the rent from the other home.

House + ADU2,039 sqft4 beds3 bathsListed Aug 21, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,604a month

The second home on the lot rents for $1,708. We hold back $333 of that for repairs and an empty month, and the rest goes toward a $6,979 monthly payment.

Income to qualify: about $179,000 a year

With how much down?

At 20% down ($209,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $136,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$31,350 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Truly unique and rare find in Allandale: quiet street (no traffic/train noise), single level, storybook home (1277 SF), PLUS adorable detached GUEST HOUSE (762 SF) and a yard! Nothing cookie cutter about this one. Has the vintage character you've been craving with thoughtful updates: welcoming covered, deep concrete front porch, custom door, 9 FT ceilings, excellent floor plan, screened back porch & both structures have tankless water heaters. Single car, fully enclosed garage with large, decked attic space accessed from garage perfect for storage - you can stand straight up! Main home is absolutely charming. Enjoy 3 spacious bedrooms and 2 remodeled full bathrooms. Remodeled kitchen anchors the home: farmhouse sink, window to view the backyard, loads of storage capacity, ample countertop space and flows effortlessly into the living and dining spaces. Living room has custom built-ins for your display/audio/visual needs plus a shelved storage closet. Original wood floors flow throughout the living, dining and kitchen areas. The only carpet in both structures is in the Primary Bedroom and one secondary bedroom - it's NEW. The desirable rear screened porch is perfect for relaxing/reading/morning coffee/watching the children and/or family pet play in the backyard. Plenty of outdoor dining space. Detached, 2-story guest house/studio is the kind of feature you don't realize you need until you have one. Think of the countless possibilities: rental property/private home office (built-in desk)/home gym/yoga/art/music studio/homeschooling or quiet escape from the main house. It has a kitchenette, full bath with walk-in shower, W&D combo, walk-in closet, refrigerator and small appliances - fully equipped! Equidistant from Burnet Rd and MoPac. Everything is easily accessible. Only a short walk/bike ride to Northwest Park and Pool never crossing a busy road. A rare combination of excellent location, charm, meaningful updates and versatility that's increasingly difficult to find.

House + ADU

Property Type

8,063 sqft

Lot Size

1952

Year Built

Listing Date: 08/21/2026

Listed by: Dawn Lanier

Listing office: Coldwell Banker Realty

Contact: (512) 914-2072

Source: Unlock MLS #ACT8912554

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,045,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,045,000
Your Down Payment$209,000
Financed$836,000
Estimated Monthly Payment$6,979

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($209,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$6,979/month
Principal + Interest
$5,012
Property Taxes
$1,599
Home Insurance
$368
Rental Income (1 Unit)
$1,708/month

From the listing description.

Rental Expenses
-$333
Cost to live here
$5,604/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT8912554 · Listing office: Coldwell Banker Realty

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.