Active
2 units7 bd5.5 ba3,352 sqft
Cost to live here
$2,734/moafter $1,900/mo in rent
Income to qualify: about $101,000 a year, rent counted
At 20% down, 30-year fixed. From 3.5% down.
$630,500•Duplex
541 Caymus Dr, Buda, TX 78610
1020 Staglin St, Buda, TX 78610
Active
Listed 97 days agoOwner-Occupant Eligible
About $2,632 a month to live here, after the rent from the other home.
Duplex2,968 sqft6 beds4 bathsListed Aug 7, 2026
A duplex. Live in one home and rent out the other. How it works
Live here for about
$2,632a month
The other home rents for $1,845. We hold back $277 of that for repairs and an empty month, and the rest goes toward a $4,200 monthly payment.
Income to qualify: about $98,000 a year
With how much down?
At 20% down ($122,999) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $85,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$21,525 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Step inside this brand-new duplex in Emma Park and discover a thoughtfully designed single-story layout offering modern finishes, comfortable living, and investment flexibility. Complete and move-in ready, this duplex offers 2,968 total square feet, with 1,484 square feet per side. Each residence features 3 bedrooms, 2 full baths, and an attached 2-car garage, with a well-designed floor plan that places the central living space and chef’s kitchen at the heart of the home while providing separation between the owner’s suite and secondary bedrooms for added privacy. The gourmet kitchens feature granite countertops, a spacious island with seating, walk-in pantry, white cabinetry, subway tile backsplash, undercabinet lighting, and stainless steel appliances, including the refrigerator. Additional features include luxury vinyl plank flooring, impressive ceiling heights, covered patios, private fenced backyards, full irrigation, Low-E double-pane windows, radiant barrier roof decking, programmable Wi-Fi thermostats, and energy-efficient 15.2 SEER2 HVAC systems. Both units are currently vacant, providing flexibility for an investor or future owner-occupant. The HOA provides front-yard lawn maintenance, adding to the ease of ownership. Conveniently located in Buda with access to shopping, dining, schools, and major commuter routes, 1020 Staglin St presents an excellent opportunity to own a completed, brand-new duplex in the growing Emma Park community.
Duplex
Property Type
10,846 sqft
Lot Size
2026
Year Built
Listing Date: 08/07/2026
Listed by: Victor Nino
Listing office: Realty of America, LLC
Contact: (512) 537-0591
Source: Unlock MLS #ACT4296365
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$614,995
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$614,995
Your Down Payment$122,999
Financed$491,996
Estimated Monthly Payment$4,200
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($122,999) and 5.6%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$4,200/month
Principal + Interest
$2,824Property Taxes
$875Home Insurance
$401HOA$100
Rental Income (1 Unit)
$1,845/month
From the listing description.
Rental Expenses
-$277Cost to live hereCost to live here, after rent
$2,632/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT4296365 · Listing office: Realty of America, LLC
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
