Selected for the Terner Labs Housing Venture Lab

265 Joanne Loop #A & B, Buda, TX 78610

Active
Listed 46 days ago
Owner-Occupant Eligible
$489,000

About $2,077 a month to live here, after the rent from the other home.

Duplex2,744 sqft6 beds4 bathsListed Sep 28, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,077a month

The other home rents for $1,530. We hold back $230 of that for repairs and an empty month, and the rest goes toward a $3,377 monthly payment.

Income to qualify: about $78,000 a year

With how much down?

At 20% down ($97,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $67,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$17,115 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Rare opportunity to own a newer duplex in this well-maintained community—ideal for an investor or an owner-occupant looking to live in one side while generating income from the other. Built in 2018 and owned by the original owner, this property has been well cared for and presents beautifully. The two mirror-image units each offer 3 bedrooms, 2 full baths, an attached 2-car garage, private fenced yard and large covered back patio. Inside, high ceilings and stained concrete floors create an open, low-maintenance feel, while spacious kitchens feature granite countertops, stainless steel appliances and plenty of room for everyday living and entertaining. Each unit also includes an indoor laundry closet and a private primary suite at the rear of the home with an ensuite bath and walk-in closet. One of the best features of this property is the combination of strong rental appeal and easy ownership. These units have historically been easy to lease and command competitive market rents. The HOA maintains the front-yard landscaping (watering is the owner's responsibility), helping keep the community looking clean and well maintained. Unit B is currently vacant and available for immediate showing and has the added benefit of no neighbors directly behind it. Unit A is tenant-occupied and can be shown by appointment with the listing agent during the Option Period. Whether you're looking to expand your rental portfolio or take advantage of a live-in-one, lease-the-other opportunity, properties like this don't come available often. Two units. Two garages. Private yards. Strong rental potential. One great investment opportunity.

Duplex

Property Type

10,367,280 sqft

Lot Size

2018

Year Built

Listing Date: 09/28/2026

Listed by: Amy Seely

Listing office: The Seely Group LLC

Contact: (512) 228-6262

Source: Unlock MLS #ACT3377323

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$489,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$489,000
Your Down Payment$97,800
Financed$391,200
Estimated Monthly Payment$3,377

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($97,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$3,377/month
Principal + Interest
$2,246
Property Taxes
$668
Home Insurance
$392
HOA$71
Rental Income (1 Unit)
$1,530/month

From what these units were listed for rent at on the MLS.

Rental Expenses
-$230
Cost to live here
$2,077/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT3377323 · Listing office: The Seely Group LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.