About $1,546 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,530. We hold back $252 of that for repairs and an empty month, and the rest goes toward a $2,824 monthly payment.
Income to qualify: about $65,000 a year
With how much down?
At 20% down ($79,800) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $55,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$13,965 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Outstanding investment opportunity in the sought-after Hughson Heights neighborhood of San Marcos. This well-maintained duplex offers two identical 3-bedroom, 2.5-bath, two-story units, each with its own private 2-car garage, making it a versatile choice for investors, house-hackers, or extended families wanting a dual-living setup. Each side features an open first-floor layout with a spacious living room, dining area, kitchen, and half bath, plus three bedrooms and two full bathrooms upstairs, giving both units a comfortable, functional floor plan that appeals to a wide range of tenants. Fresh interior paint and durable luxury vinyl plank flooring run throughout both units with no carpet anywhere, reducing maintenance and turnover costs between leases. Private, shaded backyards on each side add outdoor living space while keeping upkeep simple. The location is a major draw for rental demand: this property sits about 1 mile from Texas State University, putting it within easy walking or biking distance for students and staff and supporting consistent occupancy year after year. The neighborhood is also close to Ringtail Ridge Natural Area trails, local parks, and the San Marcos River, giving tenants and owners access to outdoor recreation without leaving the area. Quick access to I-35 keeps commuting simple, with Austin approximately 30-35 minutes away, making this an appealing option for Austin-area renters priced out of the city as well. Whether you are looking to add a turnkey, low-maintenance rental property to your portfolio or want a dual-living arrangement in a growing Hays County market, this Hughson Heights duplex checks the boxes for location, condition, and rental potential near Texas State University. Schedule your showing today to see everything this property has to offer.
Duplex
Property Type
7,405 sqft
Lot Size
1999
Year Built
Listing Date: 07/29/2026
Listed by: Elizabeth Schmidtberger
Listing office: TS Realty
Contact: (210) 269-9940
Source: Unlock MLS #ACT4064365
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($79,800) and 5.6%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT4064365 · Listing office: TS Realty
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
At 20% down, 30-year fixed. From 5% down.
At 20% down, 30-year fixed. From 5% down.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 5% down.