Selected for the Terner Labs Housing Venture Lab

862-864 Sagewood Trl, San Marcos, TX 78666

Active
Listed 65 days ago
Owner-Occupant Eligible
$419,900

About $1,268 a month to live here, after the rent from the other home.

Duplex2,746 sqft6 beds7 bathsListed Sep 8, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,268a month

The other home rents for $1,950. We hold back $322 of that for repairs and an empty month, and the rest goes toward a $2,896 monthly payment.

Income to qualify: about $63,000 a year

With how much down?

At 20% down ($83,980) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $58,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$14,697 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Opportunity knocks for a well kept fully leased duplex in San Marcos! Each side is a very clean 3 Bedroom 3.5 Bath duplex with each lease going through July of 2027. No carpet. Flooring is wood like tile or laminate through out each unit. Granite counter tops and backsplash. Units come with stainless steel appliances including washer/dryer. Attached is a 2 car garage for each side. Each side has back yard with privacy fence. On the Texas State Shuttle route. Brand new roof August 2026. Each side had a full make ready. All pictures are from August 2026.

Duplex

Property Type

6,329 sqft

Lot Size

1999

Year Built

Listing Date: 09/08/2026

Listed by: Ricky Clark

Listing office: Clark Real Estate Agency

Contact: (512) 470-9955

Source: Unlock MLS #ACT1067556

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$419,900

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$419,900
Your Down Payment$83,980
Financed$335,920
Estimated Monthly Payment$2,896

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($83,980) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$2,896/month
Principal + Interest
$1,928
Property Taxes
$555
Home Insurance
$413
Rental Income (1 Unit)
$1,950/month

From leases in place.

Rental Expenses
-$322
Cost to live here
$1,268/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT1067556 · Listing office: Clark Real Estate Agency

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.