Selected for the Terner Labs Housing Venture Lab

1016 E 43rd St, Austin, TX 78751

Active
Listed 115 days ago
Owner-Occupant Eligible
$1,275,000

About $7,558 a month to live here, after the rent from the other home.

House + ADU2,376 sqft4 beds3 bathsListed Jul 20, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$7,558a month

The second home on the lot rents for $1,193. We hold back $233 of that for repairs and an empty month, and the rest goes toward a $8,518 monthly payment.

Income to qualify: about $227,000 a year

With how much down?

At 20% down ($255,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $166,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$38,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Tucked into the tree-lined streets of Hyde Park, this beautifully updated home blends original character with an easy, modern lifestyle. Step inside to light-filled, open-concept living, dining, and kitchen spaces that flow effortlessly for everyday living and entertaining. Original hardwood floors, exposed shiplap walls, and a tongue-and-groove ceiling bring warmth and charm, while the updated kitchen features stainless steel appliances and a gas range. All secondary bedrooms and a dedicated laundry room are conveniently located on the first floor. Upstairs, the expansive private primary suite offers a peaceful retreat with a walk-in cedar closet. Out back, a screened-in patio overlooks the beautifully landscaped, oversized yard—an inviting setting for hosting, relaxing, or dining outdoors. The property also includes a storage shed and a spacious guest cottage, perfect for visiting friends and family or potential rental income. All of this just moments from the Commodore Perry Estate, Hancock Golf Course, and the popular restaurants and neighborhood favorites along Duval Street.

House + ADU

Property Type

6,521 sqft

Lot Size

1937

Year Built

Listing Date: 07/20/2026

Listed by: Lawrence Pritchett

Listing office: MODUS Real Estate

Contact: (512) 920-6245

Source: Unlock MLS #ACT6492548

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,275,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,275,000
Your Down Payment$255,000
Financed$1,020,000
Estimated Monthly Payment$8,518

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($255,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$8,518/month
Principal + Interest
$6,115
Property Taxes
$1,975
Home Insurance
$428
Rental Income (1 Unit)
$1,193/month

From the listing description.

Rental Expenses
-$233
Cost to live here
$7,558/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT6492548 · Listing office: MODUS Real Estate

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.