Selected for the Terner Labs Housing Venture Lab

4214 Sinclair Ave, Austin, TX 78756

Active
Listed 125 days ago
Owner-Occupant Eligible
$1,295,500

About $7,193 a month to live here, after the rent from the other home.

House + ADU1,879 sqft3 beds2 bathsListed Jul 10, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$7,193a month

The second home on the lot rents for $1,700. We hold back $332 of that for repairs and an empty month, and the rest goes toward a $8,561 monthly payment.

Income to qualify: about $224,000 a year

With how much down?

At 20% down ($259,100) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $169,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$38,865 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to 4214 Sinclair Avenue, a rare Rosedale property featuring a charming 3-bedroom, 2-bath bungalow plus a more recently constructed oversized 2-car garage with a beautifully finished 1-bedroom, 1-bath garage apartment. Built in 1937 in the first generation of Rosedale homes, this storybook home is filled with period charm, including a timeless brick exterior, wrought-iron front porch, hardwood floors, high ceilings, crown molding, abundant windows with wood shutters, and a beautiful fireplace. The spacious living and formal dining rooms are ideal for entertaining, with the dining room showcasing a built-in period china cabinet and access to the side yard. The galley kitchen offers views to the living and dining areas, space for casual dining, and a convenient laundry closet with backyard access. The generous primary suite features multiple closets and a wall of windows with built-in cabinetry below, creating a charming window seat with additional storage. Two spacious secondary bedrooms continue the home's classic character with hardwood floors and abundant natural light. The private backyard offers stone pathways, a wood privacy fence, and access to the oversized garage with side street entry. Above the garage, the thoughtfully designed apartment is separately metered for water and electricity, making it ideal as an income-producing rental, guest quarters, multigenerational living, or a private office. The apartment features hardwood floors, a bright open living area, a well-appointed kitchen with island seating, built-in cabinetry, a spacious bedroom, full bath, dedicated laundry, and a private patio below. A short two block walk to Ramsey Park/pool plus Central Market and other well known stores/restaurants and walking trails nearby. A rare opportunity to own a property that perfectly blends historic charm with modern flexibility in one of Central Austin's most desirable neighborhoods.

House + ADU

Property Type

6,935 sqft

Lot Size

1937

Year Built

Listing Date: 07/10/2026

Listed by: Jimmy Gilmore

Listing office: Jimmy Gilmore & Co

Contact: (512) 657-8671

Source: Unlock MLS #ACT4255190

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,295,500

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,295,500
Your Down Payment$259,100
Financed$1,036,400
Estimated Monthly Payment$8,561

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($259,100) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$8,561/month
Principal + Interest
$6,214
Property Taxes
$2,008
Home Insurance
$339
Rental Income (1 Unit)
$1,700/month

From nearby rental comps.

Rental Expenses
-$332
Cost to live here
$7,193/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT4255190 · Listing office: Jimmy Gilmore & Co

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.