Selected for the Terner Labs Housing Venture Lab

1811 W 39th St #A/B, Austin, TX 78731

Active
Listed 120 days ago
Owner-Occupant Eligible
$965,000

About $4,403 a month to live here, after the rent from the other home.

Duplex2,044 sqft4 beds3 bathsListed Jul 15, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$4,403a month

The other home rents for $2,161. We hold back $357 of that for repairs and an empty month, and the rest goes toward a $6,207 monthly payment.

Income to qualify: about $154,000 a year

With how much down?

At 20% down ($193,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $133,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$33,775 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

WONDERFUL INVESTMENT/DUPLEX OPPORTUNITY IN DESIRABLE OAKMONT HEIGHTS. Situated less than 5 miles from downtown Austin, 1811 W 39th Street is in the heart of the coveted Oakmont Heights neighborhood known for its walkability. An excellent investment property in a premier location, this lot features a spacious duplex with A and B sides that are currently tenant occupied with off-street parking on the back of the residences. The fenced-in side yard off unit B offers mature trees for shade. Take a short stroll to Shoal Creek via tree-lined, shaded streets and enjoy The Grove parks and retail, Central Market, Kerbey Lane Village, and Tiny Boxwoods in less than a mile. These lots are conveniently close to Mopac and less than a mile from Seton Main hospital. Lot size, tax amounts, and assessed values are ESTIMATES for illustration purposes only. TCAD represents this property as combined with another so Broker has used best estimates which should be independently verified by any interested party. Neither Seller nor Broker guarantee the accuracy of any figures shown herein.

Duplex

Property Type

7,044 sqft

Lot Size

1997

Year Built

Listing Date: 07/15/2026

Listed by: Andrew Ware

Listing office: Moreland Properties

Contact: (512) 484-3409

Source: Unlock MLS #ACT4861002

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$965,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$965,000
Your Down Payment$193,000
Financed$772,000
Estimated Monthly Payment$6,207

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($193,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$6,207/month
Principal + Interest
$4,432
Property Taxes
$1,468
Home Insurance
$307
Rental Income (1 Unit)
$2,161/month

From what these units leased for on the MLS.

Rental Expenses
-$357
Cost to live here
$4,403/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT4861002 · Listing office: Moreland Properties

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.