Selected for the Terner Labs Housing Venture Lab

108 W Croslin St #A & B, Austin, TX 78752

Active
Listed 49 days ago
Owner-Occupant Eligible
$515,000

About $2,140 a month to live here, after the rent from the other home.

Duplex2,837 sqft2 beds4 bathsListed Sep 24, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,140a month

The other home rents for $1,825. We hold back $356 of that for repairs and an empty month, and the rest goes toward a $3,609 monthly payment.

Income to qualify: about $84,000 a year

With how much down?

At 20% down ($103,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $71,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$18,025 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

108 Croslin is a truly unique Austin duplex with two very different living spaces, each offering its own personality, outdoor space, and flexibility. One side features one bedroom and two full baths, along with two separate living areas and a dedicated office or artist studio with its own sink—ideal for working from home, creative projects, or simply having extra space to spread out. This unit also enjoys exclusive use of the backyard and an upper balcony, creating a private indoor-outdoor retreat. The second side offers three bedrooms and two baths, along with an adorable front porch and its own front yard. Its more traditional layout provides plenty of room for everyday living while still retaining the character and charm that make this property stand out. Both units are currently leased, offering immediate rental income and multiple possibilities for the future. Continue operating it as a full investment property, or explore the potential to eventually occupy one side while generating income from the other. Not your cookie-cutter duplex—108 Croslin is funky, flexible, and full of possibilities.

Duplex

Property Type

8,242 sqft

Lot Size

1957

Year Built

Listing Date: 09/24/2026

Listed by: Michelle Ward

Listing office: Waterloo Realty, LLC

Contact: (512) 461-2396

Source: Unlock MLS #ACT7826255

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$515,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$515,000
Your Down Payment$103,000
Financed$412,000
Estimated Monthly Payment$3,609

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($103,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$3,609/month
Principal + Interest
$2,365
Property Taxes
$733
Home Insurance
$511
Rental Income (1 Unit)
$1,825/month

From leases in place.

Rental Expenses
-$356
Cost to live here
$2,140/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT7826255 · Listing office: Waterloo Realty, LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.