Selected for the Terner Labs Housing Venture Lab

4408 Barrow Ave, Austin, TX 78751

Active
Listed 126 days ago
Owner-Occupant Eligible
$874,500

About $4,998 a month to live here, after the rent from the other home.

House + ADU2,044 sqft4 beds3 bathsListed Jul 9, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,998a month

The second home on the lot rents for $1,098. We hold back $214 of that for repairs and an empty month, and the rest goes toward a $5,882 monthly payment.

Income to qualify: about $154,000 a year

With how much down?

At 20% down ($174,900) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $114,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$26,235 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to 4408 Barrow Avenue, a rare multi-unit opportunity in Austin’s sought-after Hyde Park neighborhood. This beautifully updated 1930s property blends timeless character with modern comfort and exceptional versatility, featuring two additional independent living spaces with private exterior entrances. Privately tucked just off E. 45th Street and backing to peaceful Waller Creek, the property is surrounded by mature trees, creating a tranquil setting in the heart of Central Austin. The main residence showcases original hardwood floors, abundant natural light, neutral finishes, and charming built-ins that preserve its historic character. The home features two spacious bedrooms, one full bathroom, a formal dining room with built-in shelving, and a kitchen with a breakfast nook, generous pantry, and adjacent laundry room. Two additional living spaces each offer a full bathroom and private exterior entrance. The larger unit is already plumbed for a full kitchen, creating excellent potential for a guest suite, multigenerational living, rental income, or private workspace. The second offers similar flexibility for additional living, studio, or office use. Buyers should independently verify intended uses and applicable city regulations. Outside, an expansive rear deck overlooks Waller Creek, offering a peaceful setting for relaxing, entertaining, and enjoying the surrounding nature. Minutes from The University of Texas, Downtown Austin, Mueller, Dell Medical School, and St. David’s Medical Center, the property provides convenient access to dining, shopping, parks, entertainment, and major roadways. 4408 Barrow Avenue offers a distinctive combination of Hyde Park charm, Central Austin convenience, and multi-unit versatility.

House + ADU

Property Type

6,081 sqft

Lot Size

1937

Year Built

Listing Date: 07/09/2026

Listed by: John Martin

Listing office: Keller Williams Realty

Contact: (512) 576-4488

Source: Unlock MLS #ACT8014143

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$874,500

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$874,500
Your Down Payment$174,900
Financed$699,600
Estimated Monthly Payment$5,882

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($174,900) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,882/month
Principal + Interest
$4,194
Property Taxes
$1,320
Home Insurance
$368
Rental Income (1 Unit)
$1,098/month

From the listing description.

Rental Expenses
-$214
Cost to live here
$4,998/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT8014143 · Listing office: Keller Williams Realty

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.