Selected for the Terner Labs Housing Venture Lab

608 Bracewood Cir, San Marcos, TX 78666

Active
Listed 140 days ago
Owner-Occupant Eligible
$599,000

About $1,914 a month to live here, after the rent from the other homes.

Quadplex3,228 sqft8 beds4 bathsListed Jun 25, 2026

A fourplex. Live in one home and rent out the other three. How it works

Live here for about

$1,914a month

The other homes rent for $2,835. We hold back $468 of that for repairs and an empty month, and the rest goes toward a $4,281 monthly payment.

Income to qualify: about $94,000 a year

With how much down?

At 20% down ($119,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $78,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$29,950 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Updated 4 plex in the heart of San Marcos. Each unit is a 2/1 with washer and dryer hook ups in each unit. The lower levels have a private fenced in patio. Each unit has a 2 car parking space out front. Easily rented and lots of action for this amazing San Marcos area. Roof replaced in 9/2026 and units A and C just had a fresh coat of paint added.

Quadplex

Property Type

9,004 sqft

Lot Size

1988

Year Built

Listing Date: 06/25/2026

Listed by: Warren Kull

Listing office: Coldwell Banker Realty

Contact: (512) 633-0255

Source: Unlock MLS #ACT5500794

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$599,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$599,000
Your Down Payment$119,800
Financed$479,200
Estimated Monthly Payment$4,281

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($119,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$4,281/month
Principal + Interest
$2,873
Property Taxes
$849
Home Insurance
$559
Rental Income (3 Units)
$2,835/month

From leases in place.

Rental Expenses
-$468
Cost to live here
$1,914/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT5500794 · Listing office: Coldwell Banker Realty

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.