Selected for the Terner Labs Housing Venture Lab

11103 State Highway 130 Hwy S, Austin, TX 78719

Active
Listed 139 days ago
Owner-Occupant Eligible
$650,000

About $3,301 a month to live here, after the rent from the other home.

House + ADU1,553 sqft3 beds2 bathsListed Jun 26, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,301a month

The second home on the lot rents for $1,168. We hold back $175 of that for repairs and an empty month, and the rest goes toward a $4,294 monthly payment.

Income to qualify: about $109,000 a year

With how much down?

At 20% down ($130,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $85,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$19,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

5.19 unrestricted acres. A private guest house. Bonus space above the garage. Minutes from Tesla, Austin-Bergstrom International Airport, Circuit of The Americas, Downtown Austin, and major highways including SH-130, Highway 71, and IH-35. Opportunities like this are becoming increasingly difficult to find in Austin. This unique Southeast Austin property offers the space, privacy, and flexibility buyers are looking for while keeping you connected to some of Central Texas’ fastest-growing employment and entertainment corridors. The updated main home features 3 bedrooms and 2 bathrooms with granite countertops, stainless steel appliances, recessed lighting, ceramic tile flooring, and a spacious kitchen with a center island and breakfast area. Adding major value is a separate 1-bedroom, 1-bath guest house complete with its own kitchen and private front porch, creating an ideal setup for multigenerational living, guests, rental income potential, or a private workspace. The detached two-car garage adds even more versatility with a spacious bonus room above, perfect for a home office, game room, fitness area, creative studio, guest overflow space, homeschool room, or additional storage. The expansive acreage provides room for outdoor living, animals, gardening, equipment storage, RVs, recreational use, or future improvements. Enjoy the feel of country-style living with the convenience of being minutes from major highways, Austin-Bergstrom International Airport, Tesla Gigafactory, Circuit of The Americas, Downtown Austin, and nearby Lockhart, known as the Barbecue Capital of Texas. Whether you’re searching for a private retreat, space for extended family, income potential, or a long-term opportunity in one of Austin’s strongest growth corridors, this property delivers a rare combination of land, location, versatility, and future value.

House + ADU

Property Type

226,338 sqft

Lot Size

2016

Year Built

Listing Date: 06/26/2026

Listed by: Jovanny Garcia

Listing office: eXp Realty, LLC

Contact: (512) 659-1189

Source: Unlock MLS #ACT4550102

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$650,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$650,000
Your Down Payment$130,000
Financed$520,000
Estimated Monthly Payment$4,294

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($130,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,294/month
Principal + Interest
$3,118
Property Taxes
$954
Home Insurance
$222
Rental Income (1 Unit)
$1,168/month

From the listing description.

Rental Expenses
-$175
Cost to live here
$3,301/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT4550102 · Listing office: eXp Realty, LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.