Selected for the Terner Labs Housing Venture Lab

2113 Thornton Rd, Austin, TX 78704

Active
Listed 156 days ago
Owner-Occupant Eligible
$765,000

About $3,207 a month to live here, after the rent from the other home.

Duplex1,680 sqft4 beds2 bathsListed Jun 9, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$3,207a month

The other home rents for $2,000. We hold back $300 of that for repairs and an empty month, and the rest goes toward a $4,907 monthly payment.

Income to qualify: about $119,000 a year

With how much down?

At 20% down ($153,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $105,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$26,775 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

A unique opportunity in the heart of sought-after 78704 to own TWO detached residences on one expansive 20,473-square-foot lot (.47 acres). Tucked away on a private, tree-filled property backing to a creek, both 2-bedroom, 1-bath homes are in phenomenal condition. The original structure, built in 1952 and renovated in 2003, is a charming home offering 780 sqft, covered porches, and a fenced front yard. The second structure, built in 2007, offers 900 sqft, featuring abundant natural light, hardwood flooring, and inviting indoor-outdoor living spaces. Both homes include in-unit laundry and dedicated parking. Live in one and rent the other, create a multigenerational retreat, or hold as an income-producing investment. Just minutes from downtown, South Lamar, South 1st, Loro, The ABGB, coffee shops, shopping, and entertainment, this property offers incredible flexibility and long-term potential in one of Austin’s most desirable neighborhoods. All information provided is deemed reliable but not guaranteed, is subject to change and should be verified independently by buyer and buyer's agent.

Duplex

Property Type

20,473 sqft

Lot Size

2007

Year Built

Listing Date: 06/09/2026

Listed by: Britney Puryear

Listing office: Compass RE Texas, LLC

Contact: (512) 497-7790

Source: Unlock MLS #ACT9758523

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$765,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$765,000
Your Down Payment$153,000
Financed$612,000
Estimated Monthly Payment$4,907

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($153,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,907/month
Principal + Interest
$3,513
Property Taxes
$1,142
Home Insurance
$252
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$300
Cost to live here
$3,207/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT9758523 · Listing office: Compass RE Texas, LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.