
At 20% down, 30-year fixed. From 3.5% down.
About $2,150 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,138. We hold back $188 of that for repairs and an empty month, and the rest goes toward a $3,100 monthly payment.
Income to qualify: about $75,000 a year
With how much down?
At 20% down ($95,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $62,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$14,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Exceptional Lake Palestine Retreat with Breathtaking Views! Nestled among towering trees on three hilltop lots totaling 1.05acres, this remarkable property offers panoramic views of beautiful Lake Palestine and a peaceful setting that feels worlds away from everyday life. Bluestone steps lead to the covered front porch of the main home, where the beauty of nature welcomes you at every turn. Inside, a gracious entry hall opens to an expansive living and dining area featuring a charming brick fireplace and a dramatic picture window that perfectly frames the sparkling lake beyond. The 2,338 sq. ft. main residence offers a flexible floor plan with two bedrooms and 2.5 baths on the main level, plus a private upstairs bedroom and full bath ideal for guests. An office or sunroom surrounded by walls of windows provides an inspiring workspace with tranquil lake views, while the oversized utility room offers endless possibilities for hobbies, storage, exercise room or additional living space. The inviting kitchen features generous cabinet and counter space, a breakfast area, and windows that bring the outdoors in. Step outside to the spacious bi-level deck overlooking the lake, a serene retreat for morning coffee, evening gatherings, or simply enjoying the gentle breeze through the trees. A fenced yard provides a secure space for children and pets to play. Adding to the property's appeal is a detached two-car garage with a charming 529 sq. ft. guest apartment complete with open living and sleeping space, kitchenette, and bath—perfect for visitors, extended family, or a private retreat. Lovingly enjoyed by the current owner for 24 years, this special property is being offered only because of a move closer to family. Whether you're seeking a full-time residence, weekend getaway, or peaceful lake retreat, this rare Lake Palestine treasure offers privacy, natural beauty, and unforgettable views. Don't miss the opportunity to make this slice of East Texas paradise your own!
House + ADU
Property Type
45,738 sqft
Lot Size
1992
Year Built
Listing Date: 06/02/2026
Listed by: Dana Staples
Listing office: Staples Sotheby's Internationa
Contact: (903) 724-2477
Source: Unlock MLS #ACT7945799
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($95,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT7945799 · Listing office: Staples Sotheby's Internationa
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

At 20% down, 30-year fixed. From 3.5% down.

At 20% down, 30-year fixed. From 3.5% down.

At 20% down, 30-year fixed. From 3% down.