Selected for the Terner Labs Housing Venture Lab

522 Christine Dr, Bullard, TX 75757

Active
Listed 163 days ago
Owner-Occupant Eligible
$475,000

About $2,150 a month to live here, after the rent from the other home.

House + ADU2,338 sqft3 beds4 bathsListed Jun 2, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,150a month

The second home on the lot rents for $1,138. We hold back $188 of that for repairs and an empty month, and the rest goes toward a $3,100 monthly payment.

Income to qualify: about $75,000 a year

With how much down?

At 20% down ($95,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $62,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$14,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Exceptional Lake Palestine Retreat with Breathtaking Views! Nestled among towering trees on three hilltop lots totaling 1.05acres, this remarkable property offers panoramic views of beautiful Lake Palestine and a peaceful setting that feels worlds away from everyday life. Bluestone steps lead to the covered front porch of the main home, where the beauty of nature welcomes you at every turn. Inside, a gracious entry hall opens to an expansive living and dining area featuring a charming brick fireplace and a dramatic picture window that perfectly frames the sparkling lake beyond. The 2,338 sq. ft. main residence offers a flexible floor plan with two bedrooms and 2.5 baths on the main level, plus a private upstairs bedroom and full bath ideal for guests. An office or sunroom surrounded by walls of windows provides an inspiring workspace with tranquil lake views, while the oversized utility room offers endless possibilities for hobbies, storage, exercise room or additional living space. The inviting kitchen features generous cabinet and counter space, a breakfast area, and windows that bring the outdoors in. Step outside to the spacious bi-level deck overlooking the lake, a serene retreat for morning coffee, evening gatherings, or simply enjoying the gentle breeze through the trees. A fenced yard provides a secure space for children and pets to play. Adding to the property's appeal is a detached two-car garage with a charming 529 sq. ft. guest apartment complete with open living and sleeping space, kitchenette, and bath—perfect for visitors, extended family, or a private retreat. Lovingly enjoyed by the current owner for 24 years, this special property is being offered only because of a move closer to family. Whether you're seeking a full-time residence, weekend getaway, or peaceful lake retreat, this rare Lake Palestine treasure offers privacy, natural beauty, and unforgettable views. Don't miss the opportunity to make this slice of East Texas paradise your own!

House + ADU

Property Type

45,738 sqft

Lot Size

1992

Year Built

Listing Date: 06/02/2026

Listed by: Dana Staples

Listing office: Staples Sotheby's Internationa

Contact: (903) 724-2477

Source: Unlock MLS #ACT7945799

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$475,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$475,000
Your Down Payment$95,000
Financed$380,000
Estimated Monthly Payment$3,100

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($95,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,100/month
Principal + Interest
$2,278
Property Taxes
$420
Home Insurance
$351
HOA$51
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$188
Cost to live here
$2,150/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT7945799 · Listing office: Staples Sotheby's Internationa

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.