Selected for the Terner Labs Housing Venture Lab

4748 Eck Ln, Austin, TX 78734

Active
Listed 163 days ago
Owner-Occupant Eligible
$795,000

About $4,178 a month to live here, after the rent from the other home.

House + ADU3,566 sqft4 beds4 bathsListed Jun 2, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,178a month

The second home on the lot rents for $1,695. We hold back $280 of that for repairs and an empty month, and the rest goes toward a $5,593 monthly payment.

Income to qualify: about $141,000 a year

With how much down?

At 20% down ($159,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $104,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$23,850 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

***SELLER WILL ASSIST IN A 2-1 INTEREST RATE BUY-DOWN FOR YOU***Are you looking for the perfect place to call home in the Lake Travis area? If so, check out this great unique property! You will love the wonderful 1.056 Acre Corner lot with loads of trees and park-like setting with nice views. You get a house with 2652sqft per appraiser's measurement and a garage apartment with 914sqft per appraiser's measurement. The house has 4 bedrooms, 4 full bathrooms, large island kitchen with all appliances, dining area adjacent to the kitchen, family room with built-in cabinetry, office room and a flex room that can have a variety of uses. The garage apartment has 1 bedroom, 1 bath, living area, loft area which can be used for additional sleeping quarters, a kitchen area and dining space. Additionally you get an extra large garage, large storage building which can double as a workshop and and there is a smaller shed that is perfect for storing your lawn equipment. Other items of interest is there is a panoramic view from the house and garage apartment and the garage apartment has partial lake views from the upstairs loft. There are lots more things to love about this property, so don't delay, check it out today. You'll be glad your did! ***SELLER WILL ASSIST IN A 2-1 INTEREST RATE BUY-DOWN FOR YOU***

House + ADU

Property Type

45,999 sqft

Lot Size

1988

Year Built

Listing Date: 06/02/2026

Listed by: Thomas Lemon

Listing office: Telco Realty Systems

Contact: (512) 346-7355

Source: Unlock MLS #ACT8845764

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$795,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$795,000
Your Down Payment$159,000
Financed$636,000
Estimated Monthly Payment$5,593

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($159,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,593/month
Principal + Interest
$3,813
Property Taxes
$1,191
Home Insurance
$589
Rental Income (1 Unit)
$1,695/month

From the listing description.

Rental Expenses
-$280
Cost to live here
$4,178/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT8845764 · Listing office: Telco Realty Systems

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.