Selected for the Terner Labs Housing Venture Lab

1306 Navasota St, Austin, TX 78702

Active
Listed 175 days ago
Owner-Occupant Eligible
$1,100,000

About $5,843 a month to live here, after the rent from the other home.

House + ADU2,770 sqft4 beds5 bathsListed May 21, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,843a month

The second home on the lot rents for $1,761. We hold back $264 of that for repairs and an empty month, and the rest goes toward a $7,340 monthly payment.

Income to qualify: about $189,000 a year

With how much down?

At 20% down ($220,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $144,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$33,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to 1306 Navasota Street, a thoughtfully designed East Austin residence featuring an attached studio with a private entrance, offering exceptional flexibility in one of Austin’s most vibrant and dynamic neighborhoods. Step inside to a light-filled open floor plan that is equal parts luxurious and functional. The gourmet kitchen features a striking waterfall island, premium finishes, and ample storage, flowing into the dedicated dining area and main level living space. A powder bath, generous under-stair storage, and sliding glass doors opening to a covered patio and xeriscaped backyard complete the main level. Towering over the outdoor space is an estimated 200-year-old live oak tree, creating a truly special setting. Upstairs, the primary suite is complete with a modern ensuite bath with a dual vanity, designer tilework, a walk-in shower, and a spacious walk-in closet. Two additional guest bedrooms each feature their own ensuite bathrooms, while an additional flex space provides endless options for a home office, media room, gym, storage, or additional bedroom. The attached studio truly sets this property apart and adds tremendous versatility with its own private entrance, full kitchen, full bath, and laundry. Ideal for multigenerational living, guests, rental income, a private office, lounge, or creative space - the possibilities are endless. Tucked back off a designated Living Street in the heart of East Austin, this home enjoys a rare sense of quiet, calm, and privacy, while remaining just moments from Franklin Barbecue, Paperboy, Radio Rosewood, Nickel City, Moody Amphitheater, Waterloo Park, and countless other entertainment options, coffee shops, and restaurants. With outstanding versatility in an unbeatable location, this well-maintained home is ready for its next chapter. All furniture negotiable!

House + ADU

Property Type

5,310 sqft

Lot Size

2021

Year Built

Listing Date: 05/21/2026

Listed by: Seth Beresford

Listing office: Team Price Real Estate

Contact: (512) 962-0950

Source: Unlock MLS #ACT1757930

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,100,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,100,000
Your Down Payment$220,000
Financed$880,000
Estimated Monthly Payment$7,340

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($220,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$7,340/month
Principal + Interest
$5,276
Property Taxes
$1,689
Home Insurance
$375
Rental Income (1 Unit)
$1,761/month

From the listing description.

Rental Expenses
-$264
Cost to live here
$5,843/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT1757930 · Listing office: Team Price Real Estate

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.