Selected for the Terner Labs Housing Venture Lab

2639 E Commerce St, San Antonio, TX 78203

Active
Listed 143 days ago
Owner-Occupant Eligible
$325,000

About $909 a month to live here, after the rent from the other home.

Duplex1,608 sqft4 beds2 bathsListed Jun 22, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$909a month

The other home rents for $1,463. We hold back $219 of that for repairs and an empty month, and the rest goes toward a $2,153 monthly payment.

Income to qualify: about $47,000 a year

With how much down?

At 20% down ($65,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $45,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$11,375 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Exceptional income-producing opportunity in the heart of San Antonio's thriving urban core. Ideally situated just minutes from The Pearl, River Walk, Hemisfair, Fort Sam Houston, and the Frost Bank Center, this duplex offers unmatched access to some of the city's most sought-after destinations, dining, entertainment, and shopping. Each unit features 2 spacious bedrooms and 1 full bathroom, complemented by an open-concept design that creates a bright and inviting atmosphere. Modern finishes, stainless steel appliances, and in-unit washer and dryer connections provide the convenience today's tenants desire. Outside, a generously sized yard offers plenty of space for outdoor entertaining, pets, or relaxation. Whether you're looking to add a strong asset to your investment portfolio, house hack, or explore short-term rental potential, this well-located duplex presents a rare opportunity in one of San Antonio's fastest-growing neighborhoods.

Duplex

Property Type

2021

Year Built

Listing Date: 06/22/2026

Listed by: Carlos Jaquez

Listing office: Orchard Brokerage

Contact: carlos.jaquez@orchard.com

Source: LERA #1993859

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$325,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$325,000
Your Down Payment$65,000
Financed$260,000
Estimated Monthly Payment$2,153

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($65,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,153/month
Principal + Interest
$1,493
Property Taxes
$443
Home Insurance
$217
Rental Income (1 Unit)
$1,463/month

From the listing description.

Rental Expenses
-$219
Cost to live here
$909/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

LERA logo

MLS# 1993859 · Listing office: Orchard Brokerage

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the San Antonio Board of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Pinnacle Realty Advisors, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2026 San Antonio Board of REALTORS®. All Rights Reserved.