About $3,127 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,650. We hold back $322 of that for repairs and an empty month, and the rest goes toward a $4,455 monthly payment.
Income to qualify: about $109,000 a year
With how much down?
At 20% down ($120,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $83,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$21,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
A rare opportunity to own a 1930s Craftsman duplex ideally located just one block from the University of the Incarnate Word and moments from Broadway, offering exceptional flexibility and long-term upside. The approximately 2,600 SF main residence is configured as two separate 2-bedroom, 1-bath units, each with a living room, dining room, and dedicated study/office. This unique property has historically served as an ideal owner-occupant investment, with the owner residing in one unit while rental income from the second helped offset the cost of ownership. Original character remains throughout, including wood siding and original wood floors in the second-floor residence, complemented by newer flooring on the first floor. The property offers a generous shared backyard, along with outdoor access adjacent to the kitchen of each unit. A separate 624 SF secondary building (back of property) adds another layer of potential, currently configured with a living room, dining area, bedroom, and full bath. The property is being offered as an opportunity for the next owner to renovate, reposition, and unlock its full potential. Continue utilizing the existing duplex configuration, live in one unit while leasing the other, improve the rental offering, or explore the property's longer-term redevelopment potential. The property has a historical rate of 7.4%, but has room to grow. With its proximity to UIW, Broadway, and the surrounding 78209 area, this is a compelling opportunity for buyers seeking character, location, rental potential, and flexibility in one property.
Duplex
Property Type
8,682 sqft
Lot Size
1930
Year Built
Listing Date: 10/20/2026
Listed by: Ryan Galaz
Listing office: Kuper Sotheby's Int'l Realty
Contact: (210) 848-7274
Source: Unlock MLS #ACT1912581
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($120,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
From leases in place.
From leases in place.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT1912581 · Listing office: Kuper Sotheby's Int'l Realty
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 5% down.
At 20% down, 30-year fixed. From 3% down.
At 20% down, 30-year fixed. From 5% down.