Selected for the Terner Labs Housing Venture Lab

8404 Forest Ridge Drive, San Antonio, TX 78239

Active
Listed 143 days ago
Owner-Occupant Eligible
$180,000

About $45 a month to live here, after the rent from the other home.

Duplex1,860 sqft2 beds3 bathsListed Jun 22, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$45a month

The other home rents for $1,693. We hold back $305 of that for repairs and an empty month, and the rest goes toward a $1,433 monthly payment.

Income to qualify: about $25,000 a year

With how much down?

At 20% down ($36,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $25,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$6,300 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Two-story duplex property constructed in 1985 with traditional architectural design. The interior layout spans approximately 1,260 to 1,860 square feet, offering a dual primary bedroom configuration with two full bathrooms located on the upper level and one half-bathroom on the main level. The ground floor features a single living area, a dedicated kitchen equipped with built-in appliances, a dining area, and a mix of laminate and ceramic tile flooring throughout. Exterior structural features include wood siding, a concrete slab foundation, and a composition shingle roof. Additional physical elements include a 1-car attached front-facing garage, a concrete driveway, and a private, fully fenced backyard with a patio.

Duplex

Property Type

5,519 sqft

Lot Size

1985

Year Built

Listing Date: 06/22/2026

Listed by: Erick Harbert

Listing office: Realty Right

Contact: erick@harbertgroup.com

Source: Houston Association of REALTORS #36838888

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$180,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$180,000
Your Down Payment$36,000
Financed$144,000
Estimated Monthly Payment$1,433

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($36,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$1,433/month
Principal + Interest
$827
Property Taxes
$299
Home Insurance
$307
Rental Income (1 Unit)
$1,693/month

From the listing description.

Rental Expenses
-$305
Cost to live here
$45/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Houston Association of REALTORS logo

MLS# 36838888 · Listing office: Realty Right

Copyright 2026, Houston REALTORS® Information Service, Inc. The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.