
At 20% down, 30-year fixed. From 5% down.
About $1,320 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $2,000. We hold back $390 of that for repairs and an empty month, and the rest goes toward a $2,930 monthly payment.
Income to qualify: about $64,000 a year
With how much down?
At 20% down ($95,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $62,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$14,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Flexible living with 5 bedrooms and 2 full baths! This well-cared-for home has 3 bedrooms and a full bath on the main level, plus a basement with 2 more bedrooms, a second full bath, a full kitchen, and its own separate entrance. New carpet runs through the basement bedrooms and stairs. Keep the interior door open for one spacious single-family home, or close it for multigenerational living, a roommate setup, or house-hacking, where rent from the lower level can help offset your mortgage. Live upstairs and rent the basement now, then open it back up as your needs change. The big-ticket items are already done: sewer line replaced in 2018, furnace and A/C in 2018, roof in 2020, and radon mitigation in place. That's peace of mind from day one, so your budget can go toward making it your own instead of costly repairs. Out back, the fully fenced yard is ready for pets, play, or summer evenings. The 2-car detached garage has room for vehicles, storage, or a workshop, and there's off-street parking too, which is a real plus with two households or guests. Laundry is in the basement. Garfield Lake Park, with its lake, trails, playground, and outdoor pool, is about a mile away, and Federal Blvd is just a few blocks east for easy bus access and a quick drive downtown. Creative financing may be available, with the potential to secure a 3.125% interest rate. Reach out to the listing agent now to learn how. Opportunities this versatile don't come along often, so schedule your showing today!
House + ADU
Property Type
8,580 sqft
Lot Size
1950
Year Built
Listing Date: 11/13/2026
Listed by: Chad Rocke
Listing office: eXp Realty, LLC
Contact: 719-350-6436
Source: REcolorado #9178013
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($95,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From nearby rental comps.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 9178013 · Listing office: eXp Realty, LLC
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At 20% down, 30-year fixed. From 5% down.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3.5% down.