About $2,635 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,400. We hold back $273 of that for repairs and an empty month, and the rest goes toward a $3,762 monthly payment.
Income to qualify: about $92,000 a year
With how much down?
At 20% down ($129,990) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $90,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$22,748 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
This charming late-1890s brick duplex in Denver’s Whittier neighborhood offers a great opportunity to live in one unit and rent out the other, or rent both for income. Set on a 2,360-square-foot lot, the duplex features a 1,842-square-foot upper unit with 3 bedrooms and 1.5 baths, and an 921-square-foot lower unit with 2 bedrooms and 1 bath. The upper unit is vacant and recently renovated, with brand-new NuCore luxury vinyl plank flooring in the upstairs bedrooms, new carpet on the stairs, and fresh interior paint. The most recent tenants paid $2,150 per month before these updates. The lower unit is currently rented for $1,400 per month on a month-to-month lease. Its bathroom renovation includes new vinyl flooring and vanity upgrades. Other recent improvements include fresh exterior paint and a landscaping cleanup. Enjoy easy access to City Park, the Denver Zoo, RiNo, and the shops and restaurants of Park Hill and Central Park. With the upper unit ready for its next occupant and rental income already in place downstairs, this duplex is a great fit for owner-occupants and investors alike.
Duplex
Property Type
2,360 sqft
Lot Size
1890
Year Built
Listing Date: 11/11/2026
Listed by: Craig Schultz
Listing office: Colorado Realty Group
Contact: 303-921-8402
Source: REcolorado #2397476
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($129,990) and 5.6%, 30-year fixed. Your rate and down payment change this.
From the listing description.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# 2397476 · Listing office: Colorado Realty Group
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