Selected for the Terner Labs Housing Venture Lab

2806 Lincoln Street, Englewood, CO 80110

Active
Listed yesterday
Owner-Occupant Eligible
$1,095,000

About $5,186 a month to live here, after the rent from the other home.

Duplex3,414 sqft5 beds5 bathsListed Nov 11, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$5,186a month

The other home rents for $1,150. We hold back $173 of that for repairs and an empty month, and the rest goes toward a $6,163 monthly payment.

Income to qualify: about $162,000 a year

With how much down?

At 20% down ($219,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $151,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$38,325 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Brand New Townhome with Separate ADU - popular neighborhood near community parks, light rail, biking trails and popular restaurants | coffee shops and retail. This new home features 4 bedrooms and 4 baths in the main home including a large primary bedroom (en suite bath and large walk-in closet). The 2nd floor also offers two additional bedrooms, a full bath and a walk-in laundry room. The full basement includes a large bedroom, full bath and media/game room (two extra large egress windows offering extra natural light). Check out the large chef's kitchen with plenty of cabinet space and beautiful quartz countertops open to sliding glass doors & back patio space. The bonus suite (ADU) above the garage makes perfect space for an at home office, multigenerational living opportunity or an income source (long term or short term income). Near the DU Campus, Porter Hospital and Light Rail Stations. This is a great opportunity for a new home w/ additional income and near many popular destinations!

Duplex

Property Type

3,158 sqft

Lot Size

2027

Year Built

Listing Date: 11/11/2026

Listed by: Rick Flanagan

Listing office: Red Chair Realty Advisors LLC

Contact: 303-761-3531

Source: REcolorado #6672031

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,095,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,095,000
Your Down Payment$219,000
Financed$876,000
Estimated Monthly Payment$6,163

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($219,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$6,163/month
Principal + Interest
$5,029
Property Taxes
$656
Home Insurance
$478
Rental Income (1 Unit)
$1,150/month

From nearby rental comps.

Rental Expenses
-$173
Cost to live here
$5,186/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 6672031 · Listing office: Red Chair Realty Advisors LLC

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

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