About $3,418 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,620. We hold back $316 of that for repairs and an empty month, and the rest goes toward a $4,722 monthly payment.
Income to qualify: about $117,000 a year
With how much down?
At 20% down ($169,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $111,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$25,497 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Old Town charm with an income-producing bonus! This adorable ranch home in the heart of Old Town Lafayette welcomes you with an inviting front porch-the perfect spot to relax and enjoy the neighborhood. Inside, the three-bedroom main home features hardwood floors throughout and a spacious living area filled with character. Enjoy a new furnace, A/C and a newer hot water heater, along with a new washer and dryer, tile and range. A legal, conforming two-bedroom ADU with a full bath and alley access is currently rented for a six-month term at $2,000 per month, offering immediate rental income. Two lovely, separately fenced yards provide private outdoor spaces for each residence, while xeriscape landscaping keeps maintenance simple. A two-car garage adds convenience and storage. Just a few blocks from Old Town's shops, restaurants and cafes, this property combines small-town charm, everyday convenience and the flexibility to live in one home while renting the other-or keep both as an income property. Fabulous location and so much opportunity! Main house is 1050 ft and ADU 780. Currently rented for $2,000/month for 6 months.
House + ADU
Property Type
7,083 sqft
Lot Size
1900
Year Built
Listing Date: 10/27/2026
Listed by: Karolyn Merrill
Listing office: RE/MAX of Boulder, Inc
Contact: 303-817-2827
Source: REcolorado #IR1071399
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($169,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
From nearby rental comps.
From nearby rental comps.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# IR1071399 · Listing office: RE/MAX of Boulder, Inc
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