Selected for the Terner Labs Housing Venture Lab

504 Simpson Street #A & B, Lafayette, CO 80026

Active
Listed 48 days ago
Owner-Occupant Eligible
$850,000

About $3,803 a month to live here, after the rent from the other home.

House + ADU1,945 sqft3 beds2 bathsListed Sep 25, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,803a month

The second home on the lot rents for $1,059. We hold back $159 of that for repairs and an empty month, and the rest goes toward a $4,703 monthly payment.

Income to qualify: about $122,000 a year

With how much down?

At 20% down ($170,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $111,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$25,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Historic Old Town Lafayette charm meets modern living on E Simpson! Home and ADU!! This beautifully reimagined and remodeled 3BD/2BA home offers timeless hardwood floors throughout, and a primary suite with vaulted ceilings, bright skylights, and double doors opening directly to the relaxing back deck. The property also features a ~500 sq ft ADU with its own kitchen, laundry, A/C, radiant heating, and private alley access, plus a 2-car garage/workshop and a unique elevated treehouse with electricity, perfect for a creative studio or bonus office. Enjoy raised garden beds and mature shade trees, all just a stroll from vibrant cafes, shops, and dining. The ADU offers exceptional flexibility as a rental, guest suite, or work-from-home space. A rare combination of historic character, modern updates, and incredible versatility in one of Lafayette's most walkable neighborhoods. Please contact Abraham Rye-Kirov at 303-956-2377 with any questions.

House + ADU

Property Type

6,963 sqft

Lot Size

2018

Year Built

Listing Date: 09/25/2026

Listed by: Heather Slump

Listing office: Rhae Group Realty

Contact: 720-390-8705

Source: REcolorado #8018884

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$850,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$850,000
Your Down Payment$170,000
Financed$680,000
Estimated Monthly Payment$4,703

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($170,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,703/month
Principal + Interest
$4,077
Property Taxes
$388
Home Insurance
$238
Rental Income (1 Unit)
$1,059/month

From the listing description.

Rental Expenses
-$159
Cost to live here
$3,803/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 8018884 · Listing office: Rhae Group Realty

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