Selected for the Terner Labs Housing Venture Lab

2801 Urban Place, Berthoud, CO 80513

Active
Listed 16 days ago
Owner-Occupant Eligible
$718,000
Duplex2,930 sqft6 beds4 bathsListed Oct 27, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$4,207a month

We are still working out the rent on this one.

Income to qualify: about $117,000 a year

With how much down?

At 20% down ($143,600) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $99,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$25,130 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Rare opportunity for a 2 unit single family home with ADU income property in PrairieStar, a built-out master planned community in Berthoud, Colorado. Offered at $200 per square foot, $217 per finished square foot, below replacement cost, with no HOA dues. Fully leased property provides a stable investment at a 7.00% current and 7.15% pro forma cap rate and an 8.24% estimated total return with 75% LTV DSCR financing. Rents are below market with modest room for growth. Built in 2016, the home has 5 bedrooms, 3 baths, high-end finishes, and a full finished basement, plus a 1-bedroom, 1-bath ADU above the 2-car garage and a carport. With a full kitchen, the ADU works as additional rental income or a flexible in-law/guest suite. Finishes include wood floors, Corian counters, a farmhouse sink, a glass pantry door, a gas range, stainless appliances, a modern open railing, and vaulted ceilings. The 5-piece primary bath has a frameless glass shower and an extra-depth soaking tub. Each unit has its own landlord-owned washer and dryer. Climate control includes forced air heating, central air and fans. Gas and electric are individually metered. Water and sewer are on a master meter paid by the house tenant, and the ADU tenant reimburses the house tenant $100 a month. Trash is on a master account paid by the landlord. Corner lot offers excellent views. PrairieStar amenities include neighborhood parks, open space, bike and hike trails, a dog park, community gardens, tennis and pickleball courts, and an optional pool and clubhouse for an additional fee. Minutes from US 287, Berthoud Parkway, and TPC Colorado, with State Highway 56 access to I-25. Assigned to Carrie Martin Elementary, rated 8/10 by GreatSchools in October 2026.

Duplex

Property Type

4,320 sqft

Lot Size

2016

Year Built

Listing Date: 10/27/2026

Listed by: Wayne Lewis

Listing office: LC Real Estate Group, LLC

Contact: 303-588-8808

Source: REcolorado #IR1071272

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$718,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$718,000
Your Down Payment$143,600
Financed$574,400
Estimated Monthly Payment$4,207

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($143,600) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$4,207/month
Principal + Interest
$3,298
Property Taxes
$551
Home Insurance
$358
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$4,207/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# IR1071272 · Listing office: LC Real Estate Group, LLC

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

REcolorado IDX disclaimer and copyright notices