
At 20% down, 30-year fixed. From 3% down.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
We are still working out the rent on this one.
Income to qualify: about $152,000 a year
With how much down?
At 20% down ($190,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $124,000 of it. See the ten-year math
No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.
$28,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
A rare and exclusive property located in the heart of Downtown Berthoud, directly across from Fickel Park. Situated at 548 Mountain Ave, this versatile, mixed-use asset beautifully blends historic character with extensive modern upgrades, offering excellent commercial and residential opportunities.The property sits on three city lots and features a timeless 1910 Victorian facade. It was completely restored and remodeled in 2023 (Permit 21 BRD-00842) with high-end improvements, including 10-foot ceilings, restored original woodwork and floors, a direct-vent remote gas fireplace, a 50-year composite slate tile roof, and all-new electrical, plumbing, HVAC systems, and appliances.This turnkey property is being offered fully furnished and includes three separate living spaces: Main House (3 Bed, 2 Bath): Currently operating as a short-term rental, this main level features original wood work with luxurious spa-like bathrooms adorned with custom tile work with a step-in shower and freestanding tub. The Upstairs Loft (1 Bed, 1 Bath): Accessed via a private outside staircase, this flexible space features warm wood tongue-and-groove ceilings, a living/bedroom area, a separate bath, and a kitchenette. The Carriage House (1 Bed, 1 Bath): This fully functioning detached ADU is occupied by a year long-term tenant through April 1, 2027, generating $2,000 per month. It features vaulted ceilings, a full kitchen, and a 3/4 bath. Three separate Living Areas! The possibilities are endless! The exterior serves as a secluded, fully fenced retreat with professional landscaping, lush green grass and mature trees (a park like private oasis) an 18-station automatic sprinkler system, custom metal gates, string lighting, and a back patio equipped with a built-in snow-melt system and gas fire pit. The property is within easy walking distance of downtown cafes, restaurants, and the new city recreation center. Remodeled in 2023
House + ADU
Property Type
13,939 sqft
Lot Size
1910
Year Built
Listing Date: 08/31/2026
Listed by: Valerie Emrick
Listing office: Keva Properties, LLC
Contact: 970-231-4293
Source: REcolorado #IR1067701
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($190,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# IR1067701 · Listing office: Keva Properties, LLC
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At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3.5% down.

At 20% down, 30-year fixed. From 3% down.