Active
3 units4 bd2 ba1,740 sqft
Cost to live here
$3,007/mo
Income to qualify: about $84,000 a year
At 20% down, 30-year fixed. From 5% down.
$530,000•Triplex
1837-1841 16th Street, Loveland, CO 80538
MLS# IR1071512 · HomeSmart Realty4301 Hawg Wild Road, Loveland, CO 80537
Active
Listed 20 days agoOwner-Occupant Eligible
About $1,947 a month to live here, after the rent from the other home.
House + ADU3,598 sqft6 beds5 bathsListed Oct 23, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$1,947a month
The second home on the lot rents for $2,495. We hold back $487 of that for repairs and an empty month, and the rest goes toward a $3,955 monthly payment.
Income to qualify: about $88,000 a year
With how much down?
At 20% down ($131,400) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $86,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$19,710 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Three living spaces, one unique home, and large SHOP for your biggest hobbies! Discover the possibilities of this distinctive property, offering a versatile layout ideal for multi-generational living, extended family, or accommodating guests while maintaining comfort and privacy. The spacious main home features 3 bedrooms, 2 full baths, a generous living room, and a large kitchen and dining area perfect for gathering. Two additional guest quarters include a one-bedroom studio built in 2001 and a two-bedroom space in the original 1951 ranch, complete with a living room and full bath. Each of the three living spaces features its own kitchen, laundry, and private entrance, offering exceptional flexibility for a variety of living arrangements. The main home and studio feature radiant hot-water heat, while the two-bedroom guest quarter has forced-air heat. A/C provides additional comfort during warmer months. Need room for your hobbies, vehicles, or projects? A large garage connects the living spaces, while the 1,320-square-foot basement has been converted into an expansive garage/workshop with ramp access and a garage door for additional vehicle storage or workspace. Situated on a generous 14,000-square-foot lot with beautiful mountain views, this property offers outdoor space to enjoy alongside its impressive indoor versatility. It's not every day you find a property that brings together three distinct living spaces, exceptional garage and workshop capacity, a spacious lot, and mountain views, all in one place! Whether you're looking to bring loved ones closer, make room for your passions, or simply enjoy a home that offers something beyond the ordinary, this one is worth exploring.
House + ADU
Property Type
14,001 sqft
Lot Size
1951
Year Built
Listing Date: 10/23/2026
Listed by: Bonnie Martin
Listing office: Sears Real Estate
Contact: 970-576-0502
Source: REcolorado #IR1071127
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$657,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$657,000
Your Down Payment$131,400
Financed$525,600
Estimated Monthly Payment$3,955
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($131,400) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$3,955/month
Principal + Interest
$3,151Property Taxes
$248Home Insurance
$556Rental Income (1 Unit)
$2,495/month
From market rates for this unit's size.
Rental Expenses
-$487Cost to live hereCost to live here, after rent
$1,947/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# IR1071127 · Listing office: Sears Real Estate
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