Active
3 units4 bd2 ba1,740 sqft
Cost to live here
$3,007/mo
Income to qualify: about $84,000 a year
At 20% down, 30-year fixed. From 5% down.
$530,000•Triplex
1837-1841 16th Street, Loveland, CO 80538
MLS# IR1071512 · HomeSmart Realty1052-1058 5th Street, Loveland, CO 80537
Active
Listed 75 days agoOwner-Occupant Eligible
About $1,321 a month to live here, after the rent from the other homes.
Quadplex4,360 sqft12 beds4 bathsListed Aug 29, 2026
A fourplex. Live in one home and rent out the other three. How it works
Live here for about
$1,321a month
The other homes rent for $4,524. We hold back $746 of that for repairs and an empty month, and the rest goes toward a $5,099 monthly payment.
Income to qualify: about $102,000 a year
With how much down?
At 20% down ($170,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $111,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$42,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Updated and well maintained four-plex located in the heart of Loveland. Each unit has 3 bedrooms, 1 full bath, washer/dryer hookups and two off-street parking spaces. Tenants love the convienient location. Close to trail access leading to Chilson Rec. Center, Civic Center Park, The Library or Sunnyside Park. This property has been well maintained and substantially updated. All units have LVP throughout, double pane vinyl windows and recent interior paint. Lower level units have daylight windows. Building has new exterior paint. Yard has sprinkler system. Currently owner pays: water & sewer, and trash. Tenants pay: rent, electric and internet. New privacy fence along alley including surround for dumpster. All leases run through May 2027. All measurements are approximate. Currently Managed By the Listing Brokerage.
Quadplex
Property Type
11,250 sqft
Lot Size
1986
Year Built
Listing Date: 08/29/2026
Listed by: Kurt Johnson
Listing office: Kurt's Property Mgmt.& Invest
Contact: 970-377-0810
Source: REcolorado #IR1068916
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$850,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$850,000
Your Down Payment$170,000
Financed$680,000
Estimated Monthly Payment$5,099
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($170,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Current Rent
Current Rent
Market Rent
Estimated Monthly Payment (Before Rental Income)
$5,099/month
Principal + Interest
$4,077Property Taxes
$374Home Insurance
$648Estimated Monthly Payment (Before Rental Income)
$5,099/month
Principal + Interest
$4,077Property Taxes
$374Home Insurance
$648$5,099/month
$4,077
$374
$648
Rental Income (3 Units)
$4,524/month
From the listing description.
Rental Expenses
-$746Rental Income (3 Units)
$4,524/month
From the listing description.
Rental Expenses
-$746$4,524/month
-$746
Cost to live hereCost to live here, after rent
$1,321/month
Cost to live hereCost to live here, after rent
$1,321/month
$1,321/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# IR1068916 · Listing office: Kurt's Property Mgmt.& Invest
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