Selected for the Terner Labs Housing Venture Lab

3947 Winona Court, Denver, CO 80212

Active
Listed 34 days ago
Owner-Occupant Eligible
$1,095,000

About $4,310 a month to live here, after the rent from the other home.

House + ADU1,021 sqft4 beds2 bathsListed Oct 9, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,310a month

The second home on the lot rents for $2,000. We hold back $390 of that for repairs and an empty month, and the rest goes toward a $5,920 monthly payment.

Income to qualify: about $147,000 a year

With how much down?

At 20% down ($219,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $143,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$32,850 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Located 3 short blocks off Tennyson St, this remodeled main house bungalow features hardwood floors, remodeled kitchen and bath along with 2 bedrooms and central AC. The main house also has it's own laundry in the basement and tons of storage for all of your outdoor gear! The new spacious (2019) detached ADU features a great room with fireplace, fully equipped kitchen, 2 bedrooms, 1 bath, french oak flooring with radiant heating, a swamp cooler for cooling and is perfect for an AIRBNB or long term rental. Below the ADU living space is a 3 car heated garage. Use the one car garage for your vehicle and get more rental income by renting out the two car garage. A brand new roof was installed on the home in 2023 with hail resistant shingles. The spacious fenced-in backyard is great for warm weather entertaining. This property is the perfect example of "House- Hacking" - the ADU could rent for ~$4k per month for AIRBNB and longer term it rented for $2350. The main house currently rents for $3480 per month. Seller has architectural plans for a new main house that features a 3800 sq ft house with 4 Beds / 4 baths if the new owners are interested. Buyer could also add on almost another 900-1000 sqft on the bungalow (main house) by reconfiguring bungalow because you don't need the driveway to the left OR the Seller has plans to build a completely new home where the main house now sits. This income producing property in the very popular Berkeley neighborhood just 3 blocks off Tennyson St is a must see!

House + ADU

Property Type

6,250 sqft

Lot Size

1922

Year Built

Listing Date: 10/09/2026

Listed by: Sarah Clark

Listing office: Compass-Denver

Contact: 720-666-4572

Source: REcolorado #IR1070461

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,095,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,095,000
Your Down Payment$219,000
Financed$876,000
Estimated Monthly Payment$5,920

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($219,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$5,920/month
Principal + Interest
$5,252
Property Taxes
$477
Home Insurance
$191
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$390
Cost to live here
$4,310/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# IR1070461 · Listing office: Compass-Denver

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