Selected for the Terner Labs Housing Venture Lab

1203 9th Avenue, Greeley, CO 80631

Active
Listed 42 days ago
Owner-Occupant Eligible
$625,000

About $3,120 a month to live here, after the rent from the other home.

House + ADU3,240 sqft5 beds4 bathsListed Oct 1, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,120a month

The second home on the lot rents for $899. We hold back $175 of that for repairs and an empty month, and the rest goes toward a $3,844 monthly payment.

Income to qualify: about $99,000 a year

With how much down?

At 20% down ($125,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $82,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$18,750 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Step into a beautiful vintage treasure with a story to tell-and possibilities for the future. Situated on a generous .48-acre corner lot in Downtown Greeley, this distinctive property offers an exceptional blend of historic character, original craftsmanship, modern updates, and the versatility of C-H (Commercial High Intensity) zoning. From the moment you enter, the home's character is unmistakable. Original hardwood floors, high ceilings, a dramatic staircase with intricate carved millwork and a striking decorative newel post, beautiful woodwork, and abundant original architectural details showcase the craftsmanship of a bygone era. An updated kitchen adds modern functionality while complementing the home's timeless appeal. The unique layout offers remarkable space and flexibility, featuring an attached guest quarter with its own kitchen, detached carriage house, upper-level primary bedroom with private outdoor space, and private third-level suite. Whether for guests, multigenerational living, workspace, rental opportunities, or simply room to spread out, the possibilities are distinctive. The expansive lot offers something increasingly rare in a Downtown setting: substantial land paired with an existing residence, multiple structures, and commercial zoning. C-H zoning allows for a variety of potential uses, making this property intriguing to owner-occupants, investors, and buyers looking beyond a traditional residential purchase. This is more than a vintage home-it is a rare property with a story rooted in the past with possibilities for the future.

House + ADU

Property Type

20,900 sqft

Lot Size

1890

Year Built

Listing Date: 10/01/2026

Listed by: Ben Woodrum

Listing office: Coldwell Banker Realty- Fort Collins

Contact: 970-581-2540

Source: REcolorado #IR1069848

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$625,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$625,000
Your Down Payment$125,000
Financed$500,000
Estimated Monthly Payment$3,844

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($125,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,844/month
Principal + Interest
$2,998
Property Taxes
$241
Home Insurance
$605
Rental Income (1 Unit)
$899/month

From market rates for this unit's size.

Rental Expenses
-$175
Cost to live here
$3,120/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# IR1069848 · Listing office: Coldwell Banker Realty- Fort Collins

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

REcolorado IDX disclaimer and copyright notices