Selected for the Terner Labs Housing Venture Lab

1458 10th Street, Greeley, CO 80631

Active
Listed 16 days ago
Owner-Occupant Eligible
$319,750

About $443 a month to live here, after the rent from the other home.

Duplex2,032 sqft4 beds2 bathsListed Oct 27, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$443a month

The other home rents for $1,960. We hold back $382 of that for repairs and an empty month, and the rest goes toward a $2,021 monthly payment.

Income to qualify: about $39,000 a year

With how much down?

At 20% down ($63,950) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $44,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$11,191 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Outstanding 7.87% Cap Rate Investment Opportunity! Cash-flow ready from day one, this fully legal up/down duplex offers strong, steady income with built-in growth potential. The upper unit brings in $1,960/month. The lower unit is available, but was generating $1450/month. Bonus value: the detached 2-car garage is partitioned, allowing each unit to rent separate storage space for additional revenue. Major system upgrades mean low maintenance ahead: brand-new Class IV impact-resistant roof (2024), new water heater (2024), fresh exterior paint (2024), and new energy-efficient windows in both units (2023). Tenant-occupied; 24-hour notice required for all showings.

Duplex

Property Type

9,500 sqft

Lot Size

1910

Year Built

Listing Date: 10/27/2026

Listed by: Lindsey Crisanti

Listing office: Group Harmony

Contact: 970-420-4498

Source: REcolorado #IR1071357

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$319,750

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$319,750
Your Down Payment$63,950
Financed$255,800
Estimated Monthly Payment$2,021

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($63,950) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$2,021/month
Principal + Interest
$1,468
Property Taxes
$174
Home Insurance
$379
Rental Income (1 Unit)
$1,960/month

From the listing description.

Rental Expenses
-$382
Cost to live here
$443/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# IR1071357 · Listing office: Group Harmony

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