
At 20% down, 30-year fixed. From 5% down.
About $443 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,960. We hold back $382 of that for repairs and an empty month, and the rest goes toward a $2,021 monthly payment.
Income to qualify: about $39,000 a year
With how much down?
At 20% down ($63,950) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $44,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$11,191 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Outstanding 7.87% Cap Rate Investment Opportunity! Cash-flow ready from day one, this fully legal up/down duplex offers strong, steady income with built-in growth potential. The upper unit brings in $1,960/month. The lower unit is available, but was generating $1450/month. Bonus value: the detached 2-car garage is partitioned, allowing each unit to rent separate storage space for additional revenue. Major system upgrades mean low maintenance ahead: brand-new Class IV impact-resistant roof (2024), new water heater (2024), fresh exterior paint (2024), and new energy-efficient windows in both units (2023). Tenant-occupied; 24-hour notice required for all showings.
Duplex
Property Type
9,500 sqft
Lot Size
1910
Year Built
Listing Date: 10/27/2026
Listed by: Lindsey Crisanti
Listing office: Group Harmony
Contact: 970-420-4498
Source: REcolorado #IR1071357
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($63,950) and 5.6%, 30-year fixed. Your rate and down payment change this.
From the listing description.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# IR1071357 · Listing office: Group Harmony
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At 20% down, 30-year fixed. From 5% down.

At 20% down, 30-year fixed. From 3.5% down.

At 20% down, 30-year fixed. From 3.5% down.

At 20% down, 30-year fixed. From 5% down.