Selected for the Terner Labs Housing Venture Lab

1115 12th Street, Greeley, CO 80631

Active
Listed 49 days ago
Owner-Occupant Eligible
$425,000
Triplex2,494 sqft6 beds3 bathsListed Sep 24, 2026

A triplex. Live in one home and rent out the other two. How it works

Live here for about

$2,728a month

We are still working out the rent on this one.

Income to qualify: about $76,000 a year

With how much down?

At 20% down ($85,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $55,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$21,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Wonderful Income opportunity with this 3 unit property! All units are currently leased. Each unit has their own exterior access. Four car garages are separately rented @$100/month. Roof was replaced in 2021. Close to UNC campus and downtown Greeley. Alley access for rented garages and enclosed backyard for tenants. Unit 1 - One bedroom, 3/4 bathroom located on the main floor. New gas stove. Heat source is a gas wall unit. Unit 2 - Upper level 2 bedroom, 3/4 bathroom with sizable eat in kitchen with plenty of natural light. Heat source is forced air, furnace located in the attic. Unit 3 - Large 3 bedroom 1 bathroom, located on the main floor, fresh interior paint in the summer of 2023. Primary bedroom is spacious enough for a sleeping area and a sitting area. Kitchen has a new refrigerator and features a spacious pantry. Dishwasher is portable. Heat source is a wall gas unit, and bedrooms have baseboard heating. Carpet in living room and bedrooms. All information deemed reliable but not guaranteed. Buyer to verify all information including zoning, use, potential use, restrictions, square footage and all inspections and due diligence. Also for sale in a separate listing is another multi-unit property with 4 units at 1315 11th Ave Greeley (and the parcel behind it) for $499,000.

Triplex

Property Type

9,583 sqft

Lot Size

1930

Year Built

Listing Date: 09/24/2026

Listed by: Art Gonzalez

Listing office: ARI Real Estate & Investments LLC

Contact: 720-935-8115

Source: REcolorado #6142058

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$425,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$425,000
Your Down Payment$85,000
Financed$340,000
Estimated Monthly Payment$2,728

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($85,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$2,728/month
Principal + Interest
$2,038
Property Taxes
$215
Home Insurance
$475
Rental Income (2 Units)
Not yet estimated
Cost to live here
$2,728/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 6142058 · Listing office: ARI Real Estate & Investments LLC

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

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