Selected for the Terner Labs Housing Venture Lab

1632 Irving Street, Denver, CO 80204

Active
Listed 56 days ago
Owner-Occupant Eligible
$599,000

About $2,353 a month to live here, after the rent from the other home.

Duplex2,343 sqft4 beds2 bathsListed Sep 17, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,353a month

The other home rents for $1,450. We hold back $283 of that for repairs and an empty month, and the rest goes toward a $3,520 monthly payment.

Income to qualify: about $85,000 a year

With how much down?

At 20% down ($119,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $83,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$20,965 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

HISTORIC UP/DOWN DUPLEX with tons of charm - upper unit has gorgeous wood floors and wide arched pass throughs, lower unit has separate entrance. Located in Cheltenham Heights, situated perfectly between Mile High Stadium and Sloans Lake - within a half mile of both! Location, location, location. One block away from Cheltenham Elementary School. Shopping, dining, parks, and various recreational activities all around this duplex. Minutes from downtown and I25! This property has the opportunity of house-hacking ... live in one unit and rent the other! Or rent both for a wonderful investment opportunity. Both units are 2 bedroom/1 bathroom and have been recently refreshed with new flooring, paint, kitchen and bathroom upgrades. Previously rented for $1,850 (upstairs) and $1450 (basement). Separate entrances, shared washer/dryer. Off-street parking in the back with six spaces. When you come to see this property, please note the units are main floor and basement, not side by side. Our up/down duplex is on one parcel and will be sold together. Please do not bother the residents who live at 1636-1638 Irving (northern side of quad) as they are not part of our listed property.

Duplex

Property Type

5,958 sqft

Lot Size

1923

Year Built

Listing Date: 09/17/2026

Listed by: Kelly Taylor Blakesley

Listing office: Atlas Real Estate Group

Contact: 720-383-8708

Source: REcolorado #6895619

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$599,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$599,000
Your Down Payment$119,800
Financed$479,200
Estimated Monthly Payment$3,520

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($119,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,520/month
Principal + Interest
$2,751
Property Taxes
$332
Home Insurance
$437
Rental Income (1 Unit)
$1,450/month

From the listing description.

Rental Expenses
-$283
Cost to live here
$2,353/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 6895619 · Listing office: Atlas Real Estate Group

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