Selected for the Terner Labs Housing Venture Lab

1320 Saint Paul Street, Denver, CO 80206

Active
Listed 58 days ago
Owner-Occupant Eligible
$949,999

About $2,777 a month to live here, after the rent from the other homes.

Quadplex2,568 sqft3 beds5 bathsListed Sep 15, 2026

A fourplex. Live in one home and rent out the other three. How it works

Live here for about

$2,777a month

The other homes rent for $3,385. We hold back $660 of that for repairs and an empty month, and the rest goes toward a $5,502 monthly payment.

Income to qualify: about $123,000 a year

With how much down?

At 20% down ($190,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $124,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$47,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

1320 Saint Paul St. is a charming 5-unit apartment building located in the coveted Congress Park Neighborhood. With a walk score of 84, tenants enjoy easy access to shopping, dining, the Botanical Gardens, and transportation just steps away. The unit mix consists of an attractive (2) studios and (3) 1bed/1bath. The third floor and basement unit have both been completely remodeled with light touch ups on the other 3 units. Additionally, there are 2 garage spaces which are income producing and valuable in this high-density neighborhood. The property has received extensive renovations including 3 mini split A/C’s, all new windows on the 2nd floor, updated electrical systems, added egress window, skylight, appliances, and more. There is a laundry room on-site for tenants and all utilities are billed back on top of the rent. Highlights: 2022 Upgrades: egress, skylights, updated electrical, appliances, 2 full remodeled units 2-car garage New sewer cleanouts Copper plumbing On-site laundry New Furnace 2025

Quadplex

Property Type

1924

Year Built

Listing Date: 09/15/2026

Listed by: Jack Sherman

Listing office: NorthPeak Commercial Advisors, LLC

Contact: 303-903-9638

Source: REcolorado #8691433

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$949,999

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$949,999
Your Down Payment$190,000
Financed$759,999
Estimated Monthly Payment$5,502

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($190,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,502/month
Principal + Interest
$4,557
Property Taxes
$442
Home Insurance
$503
Rental Income (3 Units)
$3,385/month

From market rates for this unit's size and nearby rental comps.

Rental Expenses
-$660
Cost to live here
$2,777/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 8691433 · Listing office: NorthPeak Commercial Advisors, LLC

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