Selected for the Terner Labs Housing Venture Lab

1717 Clayton Street St, Denver, CO 80210

Active
Listed 55 days ago
Owner-Occupant Eligible
$699,000

About $2,431 a month to live here, after the rent from the other home.

House + ADU2,434 sqft4 beds2 bathsListed Sep 18, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,431a month

The second home on the lot rents for $2,000. We hold back $390 of that for repairs and an empty month, and the rest goes toward a $4,041 monthly payment.

Income to qualify: about $95,000 a year

With how much down?

At 20% down ($139,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $91,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$20,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Tucked at the end of a private street just minutes from DU, vibrant dining, and light rail, this classic mid-century brick residence combines timeless Denver charm with unmatched income potential. Boasting an expansive driveway, an attached 2-car garage, and an enviable, ultra-private location where guests and residents enjoy peace without neighbor disruption, this property offers incredible versatility for owner-occupants, short-term rental operators, or house-hackers alike! Relax on the charming front porch swing before stepping into a light-filled main level featuring original hardwood floors, coved ceilings, large windows, and a classic wood-burning fireplace. The eat-in kitchen beautifully preserves mid-century character alongside updated countertops and modern appliances. The main level host two oversized bedrooms with generous closet space and a good sized dual-sink full bath. The fully finished lower level functions as a complete lock-off basement apartment / ADU with a full kitchenette, large living space, two additional bedrooms, and access to laundry. Outfitted for seamless co-living, long-term leasing, or high-performing short-term rentals, the income flexibility here is extraordinary: live on one level while generating substantial revenue from the other, or operate the entire home as a top-tier rental. Step outside to your private backyard oasis, complete with a brand-new hot tub, ideal for entertaining. Best of all, you are centrally positioned so that virtually everything Denver has to offer is just 15 minutes away. Rare turn-key income capability in a premier location!

House + ADU

Property Type

7,210 sqft

Lot Size

1959

Year Built

Listing Date: 09/18/2026

Listed by: Bobby Reginelli

Listing office: MODUS Real Estate

Contact: 720-636-6096

Source: REcolorado #5914507

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$699,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$699,000
Your Down Payment$139,800
Financed$559,200
Estimated Monthly Payment$4,041

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($139,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,041/month
Principal + Interest
$3,353
Property Taxes
$234
Home Insurance
$454
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$390
Cost to live here
$2,431/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 5914507 · Listing office: MODUS Real Estate

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