Selected for the Terner Labs Housing Venture Lab

3440 Custer Place, Denver, CO 80219

Active
Listed 59 days ago
Owner-Occupant Eligible
$499,000

About $641 a month to live here, after the rent from the other home.

Duplex2,610 sqft4 beds2 bathsListed Sep 14, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$641a month

The other home rents for $2,803. We hold back $505 of that for repairs and an empty month, and the rest goes toward a $2,939 monthly payment.

Income to qualify: about $57,000 a year

With how much down?

At 20% down ($99,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $69,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$17,465 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Discover a rare and versatile opportunity in Denver’s Westwood neighborhood — a spacious two-unit residence that seamlessly blends comfortable living with built-in income potential. This large home sits on an oversized lot and offers exceptional flexibility for a variety of lifestyles, whether you’re seeking an owner-occupied property with rental income, a house-hacking opportunity, or a long-term investment with strong fundamentals. Currently generating a total of $4,350 per month in collected rent, the property provides immediate income while still leaving room for personal customization or future enhancements. The generous square footage and true two-unit layout allow for privacy between living spaces, making it ideal for multi-generational living, a live-in owner with a separate rental unit, or a buyer who wants to offset their mortgage with consistent cash flow. ***IMPORTANT***In accordance with the existing lease terms, a 60-day notice of non-renewal / due-on-sale will be issued to the tenants on the day of closing, allowing for post-closing occupancy during the notice period. Buyer will assume ownership subject to the existing lease during this temporary occupancy period and will receive possession upon expiration of the applicable notice period or effective move out of the tenant. The property is located directly next to a neighborhood school and benefits from a community-oriented setting with convenient access to daily amenities. Its expansive home footprint and large lot create long-term upside through interior upgrades, layout optimization, or outdoor improvements that enhance livability and value. An added advantage for owner-occupant buyers is the potential eligibility for discounted interest rate conventional financing programs based on the property’s ZIP code, which may reduce monthly payments and improve affordability. Buyers are encouraged to consult with their lender to confirm program availability and qualification.

Duplex

Property Type

6,650 sqft

Lot Size

1967

Year Built

Listing Date: 09/14/2026

Listed by: Nikolina Jugovic

Listing office: Real Broker, LLC DBA Real

Contact: 720-496-6821

Source: REcolorado #6415968

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$499,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$499,000
Your Down Payment$99,800
Financed$399,200
Estimated Monthly Payment$2,939

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($99,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$2,939/month
Principal + Interest
$2,292
Property Taxes
$200
Home Insurance
$447
Rental Income (1 Unit)
$2,803/month

From the listing description.

Rental Expenses
-$505
Cost to live here
$641/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 6415968 · Listing office: Real Broker, LLC DBA Real

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