Selected for the Terner Labs Housing Venture Lab

3820 Eliot Street, Denver, CO 80211

Active
Listed 55 days ago
Owner-Occupant Eligible
$999,000

About $4,122 a month to live here, after the rent from the other home.

House + ADU2,377 sqft3 beds4 bathsListed Sep 18, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,122a month

The second home on the lot rents for $1,827. We hold back $274 of that for repairs and an empty month, and the rest goes toward a $5,675 monthly payment.

Income to qualify: about $142,000 a year

With how much down?

At 20% down ($199,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $130,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$29,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Tour this home during the Sunnyside Open House Crawl 11/7 12-2 pm. Rare opportunity to combine luxury Sunnyside living with exceptional income potential! This stunning 2022-built home includes a separate, fully furnished ADU that has generated approximately $65,000 in short-term rental income year-to-date in 2026, offering the potential to substantially offset homeownership costs! The truly turnkey ADU includes furnishings, luxury linens, a fully equipped kitchen and guest amenities. Automated rental management software streamlines bookings, optimizes nightly rates and simplifies operations, allowing the owner to manage the rental without the expense of a traditional property management company potentially retaining more income. Seller will share established systems and processes and intends to credit Buyer at closing for applicable prepaid reservations occurring after closing. The beautifully designed main residence offers 3 bedrooms, 4 bathrooms, gorgeous hardwood floors, contemporary finishes and a cozy gas fireplace. The gourmet kitchen features quality appliances, generous cabinetry and an open layout. The spacious primary suite includes 2 walk-in closets, luxurious ensuite bath, private balcony and dedicated mini-split system. An additional ensuite bedroom provides comfort and privacy for guests. Outdoor living is exceptional, featuring 2 decks with gas connections and an 800 sq. ft. spectacular rooftop retreat complete with sweeping views 3 stories above everything, electric awnings that enclose or completely open up the space, commercial heaters and elongated fire table, romantic bistro lighting, landscaping and trex decking, all maintenance-free. Attached 2-car garage. Tucked away from busy streets yet ideally located near Sunnyside's restaurants, coffee shops, parks, LoHi and downtown Denver, this home offers the perfect balance of convenience and privacy. A rare combination of modern luxury, incredible outdoor living and established income-producing ADU!

House + ADU

Property Type

1,348 sqft

Lot Size

2022

Year Built

Listing Date: 09/18/2026

Listed by: Jane Pearson

Listing office: 1 Percent Lists Mile High

Contact: 720-926-8174

Source: REcolorado #8657817

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$999,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$999,000
Your Down Payment$199,800
Financed$799,200
Estimated Monthly Payment$5,675

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($199,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,675/month
Principal + Interest
$4,792
Property Taxes
$550
Home Insurance
$333
Rental Income (1 Unit)
$1,827/month

From the listing description.

Rental Expenses
-$274
Cost to live here
$4,122/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 8657817 · Listing office: 1 Percent Lists Mile High

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