Selected for the Terner Labs Housing Venture Lab

4381 Osceola Street, Denver, CO 80212

Active
Listed 52 days ago
Owner-Occupant Eligible
$899,000

About $3,254 a month to live here, after the rent from the other home.

Duplex2,038 sqft5 beds2 bathsListed Sep 21, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$3,254a month

The other home rents for $1,943. We hold back $379 of that for repairs and an empty month, and the rest goes toward a $4,818 monthly payment.

Income to qualify: about $117,000 a year

With how much down?

At 20% down ($179,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $124,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$31,465 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Live in one side and rent the other, or add a top-tier asset to your portfolio! Located in the heart of Berkeley with a 91 Walk Score, this charming brick duplex offers 2,038 total sq ft split into a 3BD/1BA unit (1,120 sq ft) and a 2BD/1BA unit (918 sq ft). Features include quartz/Corian countertops, durable flooring, ceiling fans, covered porches, a 2-car garage plus 2 off-street spaces, and irrigated landscaping. Prime location near Tennyson St, parks, and quick I-70 access. Both units are on month-to-month terms and available to buy together or individually.

Duplex

Property Type

4,161 sqft

Lot Size

1958

Year Built

Listing Date: 09/21/2026

Listed by: Bob Bell

Listing office: Milehiproperty

Contact: 720-201-9192

Source: REcolorado #6377096

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$899,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$899,000
Your Down Payment$179,800
Financed$719,200
Estimated Monthly Payment$4,818

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($179,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$4,818/month
Principal + Interest
$4,129
Property Taxes
$308
Home Insurance
$381
Rental Income (1 Unit)
$1,943/month

From the listing description.

Rental Expenses
-$379
Cost to live here
$3,254/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 6377096 · Listing office: Milehiproperty

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