Selected for the Terner Labs Housing Venture Lab

4363 Osceola Street, Denver, CO 80212

Active
Listed 52 days ago
Owner-Occupant Eligible
$995,000

About $3,412 a month to live here, after the rent from the other home.

Duplex3,600 sqft5 beds2 bathsListed Sep 21, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$3,412a month

The other home rents for $2,800. We hold back $546 of that for repairs and an empty month, and the rest goes toward a $5,666 monthly payment.

Income to qualify: about $133,000 a year

With how much down?

At 20% down ($199,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $137,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$34,825 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Don’t miss this exceptional investment opportunity in Denver's highly sought-after Berkeley neighborhood! This charming brick duplex features a 3-bedroom, 1-bathroom unit and a 2-bedroom, 1-bathroom unit, offering an ideal setup for owner operator or savvy investors. In addition, Unit 4361 includes an 1120 square foot basement for additional income potential. The property boasts a proven track record of strong historical rent performance and consistently high tenant demand in a prime location. Highlights include a 2-car detached garage, hardwood floors, and spacious outdoor spaces. Situated just minutes from Tennyson Street, Berkeley Park, Rocky Mountain Lake Park, I-70, and the Highlands, the location is unbeatable. With flexible leasing opportunities, you can live in one unit and rent the other or maximize cash flow by renting both. Updated with new central air and furnace (4361) and installing soon at 4363, turn-key, and perfectly positioned in one of Denver's premier rental corridors.

Duplex

Property Type

6,450 sqft

Lot Size

1958

Year Built

Listing Date: 09/21/2026

Listed by: Bob Bell

Listing office: Milehiproperty

Contact: 720-201-9192

Source: REcolorado #4138766

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$995,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$995,000
Your Down Payment$199,000
Financed$796,000
Estimated Monthly Payment$5,666

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($199,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,666/month
Principal + Interest
$4,570
Property Taxes
$424
Home Insurance
$672
Rental Income (1 Unit)
$2,800/month

From the listing description.

Rental Expenses
-$546
Cost to live here
$3,412/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 4138766 · Listing office: Milehiproperty

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