Selected for the Terner Labs Housing Venture Lab

25550 Shorthorn Circle, Ramah, CO 80832

Active
Listed 59 days ago
Owner-Occupant Eligible
$700,000
House + ADU3,302 sqft4 beds4 bathsListed Sep 14, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,043a month

We are still working out the rent on this one.

Income to qualify: about $113,000 a year

With how much down?

At 20% down ($140,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $91,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$21,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Wide-open spaces and endless possibilities await on this incredible 60-acre agricultural property! Fully fenced and offering plenty of room for horses, livestock, equipment, and outdoor projects, this property is ideal for those looking for space, privacy, and a rural lifestyle. The land features three separate one-acre pens, multiple animal shelters and loafing sheds, several storage sheds, and a new Quonset hut providing additional space for equipment, storage, agricultural needs, or other projects. 150 newly planted juniper trees line the northwest portion of the property, adding privacy and natural beauty. A new roof is currently being installed on the home, providing an added benefit for the next owner. The spacious home offers a comfortable layout with an open great room, large kitchen with white cabinetry and stainless-steel appliances, spacious dining and living areas, three bedrooms upstairs, and a versatile loft. The property also includes a separate studio with its own kitchen, bathroom, and private entrance, providing excellent space for guests, a workshop, or potential rental income. The property is agriculturally zoned and served by a private well, propane heat, and MVEA electricity, with county-maintained roads providing easy access. If you’re looking for acreage, privacy, a comfortable home, and plenty of space for agricultural and recreational use, this 60-acre property offers an incredible opportunity. With a new roof being installed and a new Quonset hut, this property is ready to accommodate a variety of rural lifestyle needs.

House + ADU

Property Type

2,614,471 sqft

Lot Size

2005

Year Built

Listing Date: 09/14/2026

Listed by: Anna Savier

Listing office: LIV Sotheby's International Realty

Contact: 303-408-7592

Source: REcolorado #7746245

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$700,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$700,000
Your Down Payment$140,000
Financed$560,000
Estimated Monthly Payment$4,043

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($140,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,043/month
Principal + Interest
$3,357
Property Taxes
$172
Home Insurance
$514
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$4,043/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 7746245 · Listing office: LIV Sotheby's International Realty

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