Selected for the Terner Labs Housing Venture Lab

18105 County Rd 113, Ramah, CO 80832

Active
Listed 91 days ago
Owner-Occupant Eligible
$799,000
House + ADU3,110 sqft4 beds3 bathsListed Aug 13, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,673a month

We are still working out the rent on this one.

Income to qualify: about $130,000 a year

With how much down?

At 20% down ($159,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $104,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$23,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

This custom ranch estate, with views of Pikes Peak, is located on 63 rolling acres with seasonal pond with the potential for many uses: horses, cattle, livestock, poultry, equipment, workshops, various business adventures. Features include 5 parking spots, RV parking with hookups, 8 outbuildings, 60 panel ground mounted solar system (needs new batteries), ham radio antenna. This exceptional home offers approximately 3100 SF of luxury living. Completed in 2003, this home features 4 bedrooms, 3 baths. The lower-level is ideal for guests, rental income, second apartment. The primary suite offers private deck access, dual walk-in closets, and a spa-inspired bath. The property also includes a 30x50 insulated garage with 1-Bedroom/1-Bathroom ADU (with power, water, heat, concrete floor, Auto Mechanic Pit), 40x63 barn (with lean-to, water, power, concrete floor), 40x15 loafing shed (with water & power), 30x40 Hoop House by Winkler (with power, water & concrete floor), 12x15 insulated Tuff shed (with power, heat) and various sheds setup for poultry (egg production) in a 100 x 100 fence enclosed compound that includes water, power, concrete floors. Ham radio antenna, solar, and full RV hookups with concrete pad! This property includes the ability to build 2 more residences! The highly improved property is 63 acres of native grass pasture and lays along the Big Sandy Creek Valley between Ramah and Simla. To the west is towering views of Pikes Peak and the front range of Colorado. The pasture is in good condition and is fenced for cattle and horses. There is a runoff pond along with hydrants to make water access for livestock convenient. The ranch is beautifully setup for the self sufficient, to raise chickens, eggs, livestock and garden vegetables. The property has a very private feel in a rural location, yet it is only one tenth of a mile off of Highway 24.

House + ADU

Property Type

2,744,280 sqft

Lot Size

2003

Year Built

Listing Date: 08/13/2026

Listed by: Taylor Cornell

Listing office: Hayden Outdoors LLC

Contact: 303-807-6574

Source: REcolorado #4411562

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$799,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$799,000
Your Down Payment$159,800
Financed$639,200
Estimated Monthly Payment$4,673

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($159,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,673/month
Principal + Interest
$3,832
Property Taxes
$357
Home Insurance
$484
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$4,673/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 4411562 · Listing office: Hayden Outdoors LLC

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