Selected for the Terner Labs Housing Venture Lab

3054 Speer Boulevard, Denver, CO 80211

Active
Listed 64 days ago
Owner-Occupant Eligible
$965,000

About $4,336 a month to live here, after the rent from the other home.

House + ADU3,634 sqft5 beds6 bathsListed Sep 9, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,336a month

The second home on the lot rents for $1,795. We hold back $269 of that for repairs and an empty month, and the rest goes toward a $5,862 monthly payment.

Income to qualify: about $147,000 a year

With how much down?

At 20% down ($193,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $126,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$28,950 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

***Gorgeous Single family home with an additional Rental/ADU/Guest Suite...STUDIO LIVING SPACE above the garage with a kitchenette and an additional laundry room, offering incredible versatility and RENTAL INCOME typically at $1,500/month! ***See floorplans for both home layouts! ***BRONCOS/AVALANCHE/NUGGETS FAN?...THIS IS A SPORTS FAN DREAM LOCATION***4 MINUTE COMMUTE TO DOWNTOWN DENVER, 4 MINUTES TO BALL ARENA & EMPOWER FIELD AT MILE HIGH! ***Preffered Lender Offers SPECIAL FINANCING INCENTIVES!...including up to 2.0% in seller credits & Guaranteed 21 day closing. Eliminate the old home contingency with an Equity Unlock loan!***Welcome to this beautiful Contemporary Denver home offering exceptional design, modern finishes, and thoughtfully curated living spaces across three levels. The bright, modern kitchen features a spacious island and opens seamlessly to the living and dining areas, creating the perfect setting for both daily living and entertaining. The living room is anchored by a stunning fireplace, and the first floor includes a convenient bedroom for added flexibility. The second floor hosts the primary suite with an ensuite bath showcasing dual sinks, a walk-in shower, a soaking tub, and a generous walk-in closet. Two additional bedrooms on this level share a stylish Jack-and-Jill bathroom. Full sized side-by-side washer and dryer plus an extra stack washer/dryer laundry closet. The third floor offers an impressive bonus room complete with a kitchenette, Living area, a full bathroom, and access to a spacious balcony ideal for outdoor dining or relaxing...with Downtown Skyline Views!!! The backyard outdoor area is perfect for patio entertaining, BBQs and it's safe for a firepit, fully fenced between the home & garage. Covered front porch! Located in a vibrant Denver neighborhood next to Highland, easy access to parks, nearby shops, dining, and convenient routes to downtown. https://www.homes.com/property/3054-n-speer-blvd-denver-co/nl819c6ch2v2l/

House + ADU

Property Type

3,920 sqft

Lot Size

2019

Year Built

Listing Date: 09/09/2026

Listed by: Hunter Deegan

Listing office: Orchard Brokerage LLC

Contact: 303-667-5918

Source: REcolorado #5209638

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$965,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$965,000
Your Down Payment$193,000
Financed$772,000
Estimated Monthly Payment$5,862

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($193,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,862/month
Principal + Interest
$4,629
Property Taxes
$696
Home Insurance
$537
Rental Income (1 Unit)
$1,795/month

From the listing description.

Rental Expenses
-$269
Cost to live here
$4,336/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 5209638 · Listing office: Orchard Brokerage LLC

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