Selected for the Terner Labs Housing Venture Lab

8736 Holman Circle, Arvada, CO 80005

Active
Listed 56 days ago
Owner-Occupant Eligible
$895,000

About $3,927 a month to live here, after the rent from the other home.

House + ADU3,064 sqft4 beds3 bathsListed Sep 17, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,927a month

The second home on the lot rents for $2,000. We hold back $300 of that for repairs and an empty month, and the rest goes toward a $5,627 monthly payment.

Income to qualify: about $134,000 a year

With how much down?

At 20% down ($179,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $117,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$26,850 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

**MULTI-GENERATIONAL RANCH** Welcome to this stunning ranch set on a desirable corner lot in the charming Whisper Creek community. Meticulously maintained & thoughtfully upgraded, this exceptional home shows true pride of ownership, blending functional design, generous living space, beautiful views, & a finished 3-car garage! With nearly 3,400 finished square feet, this hard-to-find 4-bedroom, 3-bath ranch offers comfort, convenience, & flexibility. The bright main level features soaring 12-foot ceilings, expansive windows, & a spacious eat-in kitchen that flows seamlessly into the dining & living areas. Also on the main level are the spacious primary bedroom with oversized closet & luxurious en suite bath, one additional bedroom, a 2nd bathroom, main laundry room, mud room, & home office. The fully finished basement adds outstanding flexibility with two additional bedrooms, a 3/4 bathroom, full kitchen with standard-size appliances, separate washer/dryer, & a large living or recreation area ideal for multi-generational living, guests, or entertaining. Outdoor living is just as inviting, with two patios off the kitchen & finished basement living area—perfect for dining al fresco, morning coffee, or unwinding while enjoying Colorado’s spectacular sunrises & sunsets. As part of the community, you’ll enjoy numerous amenities, including a swimming pool, tennis courts, baseball field, clubhouse, children’s playground, & multiple nearby trails. Community spirit thrives here, with residents joining fun-filled events throughout the year. Whisper Creek is perfectly positioned near walking-biking trails, retail shops, multiple restaurants, Stoney Creek Golf Course, & the neighborhood library-with easy access to the foothills, Olde Town Arvada, Golden, & Boulder! With its functional layout, desirable Arvada location, generous living spaces, & thoughtful features throughout, this home checks every box! Don’t miss the opportunity to own this rare and beautiful ranch home!

House + ADU

Property Type

6,534 sqft

Lot Size

2019

Year Built

Listing Date: 09/17/2026

Listed by: Leslie Bloch

Listing office: Coldwell Banker Global Luxury Denver

Contact: 303-882-9056

Source: REcolorado #9122907

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$895,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$895,000
Your Down Payment$179,000
Financed$716,000
Estimated Monthly Payment$5,627

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($179,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,627/month
Principal + Interest
$4,293
Property Taxes
$706
Home Insurance
$453
HOA$175
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$300
Cost to live here
$3,927/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 9122907 · Listing office: Coldwell Banker Global Luxury Denver

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