Selected for the Terner Labs Housing Venture Lab

6035 Utica Street, Arvada, CO 80003

Active
Listed 49 days ago
Owner-Occupant Eligible
$599,000

About $1,999 a month to live here, after the rent from the other home.

House + ADU2,456 sqft5 beds3 bathsListed Sep 24, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$1,999a month

The second home on the lot rents for $2,000. We hold back $390 of that for repairs and an empty month, and the rest goes toward a $3,609 monthly payment.

Income to qualify: about $83,000 a year

With how much down?

At 20% down ($119,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $78,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$17,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Seller offering 2/1 buydown with full price offer. This tastefully updated brick Arvada home offers major flexibility and serious income potential, with a convenient location and a reasonable price tag! The main living area features an open kitchen+living+dining area. The kitchen is updated with sleek quartz counters, two-tone cabinetry, and a calming sage green backsplash. Off the dining area, there’s a light and bright sunroom with 3 skylights and French doors that open to the back patio. This home is spacious! There are two double-sized main level bedrooms and a third main level bedroom. The newly remodeled main level bathroom has a beautiful walk-in shower to elevate the experience. The lower level gives you options. There are 2 bedrooms with egress and a remodeled bathroom with a walk-in shower. With a second dedicated kitchen, living, laundry, plus private entrance, you have countless ways to create the lifestyle or income opportunity you’ve been looking for. Mother-in-law suite Separate quarters for adult children Guest suite House hacking Long-term rental Short-term rental Work-from-home or studio space The exterior of this home is exceptional as well. The detached garage is enormous! Room for 2 cars plus toys, and a shed for your tools. The fenced back yard is professionally landscaped, with a new sprinkler system and a dog door for easy in and out. This home is tucked into a quiet pocket with everyday conveniences close by. The G Line is truly walkable, giving you easy access to Olde Town Arvada, Downtown Denver, and airport connections through Union Station. Daily errands are simple with King Soopers just around the corner, and outdoor recreation is minutes away at Berkeley, Clear Creek Valley Park, and nearby trails. Quick access to I-70, I-76, and US-36 makes commuting effortless, offering both peaceful living and exceptional connectivity. Don’t miss the opportunity!

House + ADU

Property Type

8,000 sqft

Lot Size

1963

Year Built

Listing Date: 09/24/2026

Listed by: Thomas Burney

Listing office: eXp Realty, LLC

Contact: 317-260-0735

Source: REcolorado #1521853

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$599,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$599,000
Your Down Payment$119,800
Financed$479,200
Estimated Monthly Payment$3,609

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($119,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,609/month
Principal + Interest
$2,873
Property Taxes
$316
Home Insurance
$420
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$390
Cost to live here
$1,999/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 1521853 · Listing office: eXp Realty, LLC

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